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OP Bancorp OPBK Loan servicing fees, net of amortization

Loan servicing fees, net of amortization at other companies

Live Oak Bancshares logo
Live Oak BancsharesLOB
$9.09M+9.6%
Norwood Financial logo
Norwood FinancialNWFL
$49K+25.6%
PCB Bancorp logo
PCB BancorpPCB
$801K+10.5%
United Community Banks logo
United Community BanksUCB
$3.97M-4.7%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$245K+9.4%
First Seacoast Bancorp logo
First Seacoast BancorpFSEA
$12K+100%

Other financials

Income statement

See full
Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept opbk:LoanServicingFeesNetOfAmortization.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's loan servicing fees, net of amortization?
OP Bancorp (OPBK) reported loan servicing fees, net of amortization of $722K in Q1 2026.
How has OP Bancorp's loan servicing fees, net of amortization changed year-over-year?
OP Bancorp's loan servicing fees, net of amortization decreased by 28.3% year-over-year, from $1.01M to $722K.
What is the long-term trend for OP Bancorp's loan servicing fees, net of amortization?
Over 4 years (2021 to 2025), OP Bancorp's loan servicing fees, net of amortization has grown at a 13.8% compound annual growth rate (CAGR), from $1.95M to $3.28M.
What does loan servicing fees, net of amortization mean?
This represents income earned from servicing loans for third parties, net of the amortization of related servicing assets. It reflects the bank's ability to generate non-interest revenue through its operational expertise in loan administration.