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Live Oak Bancshares LOB Loan servicing revenue

Loan servicing revenue at other companies

First Internet Bancorp logo
First Internet BancorpINBK
$2.9M+45.0%
First Internet Bancorp logo
First Internet BancorpINBK
-$1.58M-36.9%
First Internet Bancorp logo
First Internet BancorpINBK
$1.11M+300%
Capital Bancorp logo
Capital BancorpCBNK
$1.3M+18.2%
Nelnet logo
NelnetNNI
$2.25M-14.4%
Nelnet logo
NelnetNNI
$76.1M-12.9%

Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+35.5%
Enterprise value$1.14B+27.0%
P/E14.1×-11.8×
P/S3.2×+0.4×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept lob:LoanServicingRevenue.

The source filing: Live Oak Bancshares’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:18 PM EDT
Accession
0001462120-26-000053

FAQ

What is Live Oak Bancshares's loan servicing revenue?
Live Oak Bancshares (LOB) reported loan servicing revenue of $9.19M in Q2 2026.
How has Live Oak Bancshares's loan servicing revenue changed year-over-year?
Live Oak Bancshares's loan servicing revenue increased by 7.3% year-over-year, from $8.57M to $9.19M.
What is the long-term trend for Live Oak Bancshares's loan servicing revenue?
Over 4 years (2021 to 2025), Live Oak Bancshares's loan servicing revenue has grown at a 8.5% compound annual growth rate (CAGR), from $25.22M to $34.9M.
What does loan servicing revenue mean?
Fees earned by the bank for managing and collecting payments on loans that have been sold to third-party investors. This represents a recurring, non-interest income stream that leverages the bank's administrative infrastructure.

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