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First Internet Bancorp INBK Service charges and fees — Loan servicing revenue

Other product segments

Loan servicing asset revaluation
-$1.06M+10.2%

Similar metrics at other companies

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UPSTServicing fees — Revenue from fees, net
$32.33M+41.7%
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CCBLoan servicing fees — Revenue not from contract with customer
$29.25K-17.6%
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NWFLLoan Servicing Fees
$49K+25.6%
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CHMGLoan servicing fees — Revenue Not from Contract with Customer
$39K+8.3%
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FSEALoan Servicing Fee Income
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NWFLLoan Servicing Fees
$49K+25.6%

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's service charges and fees — loan servicing revenue?
First Internet Bancorp (INBK) reported service charges and fees — loan servicing revenue of $844K in Q1 2026.
How has First Internet Bancorp's service charges and fees — loan servicing revenue changed year-over-year?
First Internet Bancorp's service charges and fees — loan servicing revenue increased by 218.5% year-over-year, from $265K to $844K.
What is the long-term trend for First Internet Bancorp's service charges and fees — loan servicing revenue?
Over 4 years (2021 to 2025), First Internet Bancorp's service charges and fees — loan servicing revenue has grown at a 5.2% compound annual growth rate (CAGR), from $1.11M to $1.37M.
What does service charges and fees — loan servicing revenue mean?
This metric represents the revenue generated from fees charged for the ongoing administration and management of loan portfolios. It reflects the bank's ability to monetize its servicing capabilities, such as collecting payments and managing escrow accounts, independent of interest income. This income stream is a key indicator of the bank's operational efficiency and its ability to generate recurring noninterest income from its lending activities.