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First Internet Bancorp INBK Loan servicing asset revaluation — Loan servicing revenue

Other product segments

Service charges and fees
$844K+218%

Similar metrics at other companies

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-$3.49M+26.2%
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CHMGLoan servicing fees — Revenue Not from Contract with Customer
$39K+8.3%
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$9.09M+9.6%
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CCBLoan servicing fees — Revenue not from contract with customer
$29.25K-17.6%
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NEWTNet loss on loan servicing assets
-$6.2M-69.7%
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NEWTGain (Loss) on Loan Servicing Assets
-$6.2M-69.7%

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's loan servicing asset revaluation — loan servicing revenue?
First Internet Bancorp (INBK) reported loan servicing asset revaluation — loan servicing revenue of -$1.06M in Q1 2026.
How has First Internet Bancorp's loan servicing asset revaluation — loan servicing revenue changed year-over-year?
First Internet Bancorp's loan servicing asset revaluation — loan servicing revenue increased by 10.2% year-over-year, from -$1.18M to -$1.06M.
What is the long-term trend for First Internet Bancorp's loan servicing asset revaluation — loan servicing revenue?
Over 4 years (2021 to 2025), First Internet Bancorp's loan servicing asset revaluation — loan servicing revenue has grown at a 50.4% compound annual growth rate (CAGR), from -$1.07M to -$5.47M.
What does loan servicing asset revaluation — loan servicing revenue mean?
This metric represents the periodic fair value adjustments and revaluation gains or losses associated with the company's loan servicing rights portfolio. It captures the impact of changes in market interest rates, prepayment speeds, and default expectations on the underlying value of the servicing assets. Investors use this to assess the volatility and performance of the bank's servicing operations independent of core interest income.