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Chemung Financial CHMG Loan servicing fees — Revenue Not from Contract with Customer

Other product segments

Other
$637K+3.4%
Net gains on sales of loans
$21K-47.5%

Similar metrics at other companies

Coastal Financial logo
CCBLoan servicing fees — Revenue not from contract with customer
$29.25K-17.6%
First Financial Corporation logo
THFFServicing Fees — Revenue
$242.5K-11.8%
Norwood Financial logo
NWFLLoan Related Service Fees — Revenue
$153K+3.4%
Norwood Financial logo
NWFLLoan Servicing Fees
$49K+25.6%
Live Oak Bancshares logo
LOBLoan servicing revenue
$9.09M+9.6%
Norwood Financial logo
NWFLLoan Servicing Fees
$49K+25.6%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's loan servicing fees — revenue not from contract with customer?
Chemung Financial (CHMG) reported loan servicing fees — revenue not from contract with customer of $39K in Q1 2026.
How has Chemung Financial's loan servicing fees — revenue not from contract with customer changed year-over-year?
Chemung Financial's loan servicing fees — revenue not from contract with customer increased by 8.3% year-over-year, from $36K to $39K.
What is the long-term trend for Chemung Financial's loan servicing fees — revenue not from contract with customer?
Over 4 years (2021 to 2025), Chemung Financial's loan servicing fees — revenue not from contract with customer has grown at a 0.2% compound annual growth rate (CAGR), from $148K to $149K.
What does loan servicing fees — revenue not from contract with customer mean?
This metric represents revenue generated from loan servicing activities that falls outside the scope of standard customer contracts, such as specific regulatory or ancillary service fees. It captures income streams derived from the administration of loan portfolios that are not governed by primary service agreements. Monitoring this helps investors understand the diversification of non-interest income within the bank's servicing operations.