Other
Valuation allowance, loans held for sale
Ready Capital Valuation allowance, loans held for sale increased by 103.7% to $6.56M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 93.4%, from $99.72M to $6.56M. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026May 8, 2026
How to read this metric
A recovery indicates an increase in the market value of loans held for sale, while an allowance indicates a decrease in value.
Detailed definition
Adjustments to the carrying value of loans held for sale to reflect changes in their fair market value or recoverability...
Peer comparison
Standard for mortgage and loan originators; peers report this as valuation adjustments on loans held for sale.
Metric ID:
other_loan_held_for_sale_valuation_allowance_recoveryHistorical Data
8 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q3 '24 | Q1 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $0.00 | -$71.06M | $99.72M | -$178.23M | $6.56M |
| QoQ Change | — | — | — | — | — | +240.3% | -278.7% | +103.7% |
| YoY Change | — | — | — | — | — | — | -150.8% | -93.4% |
Range-$178.23M – $99.72M
Avg YoY Growth-122.1%
Median YoY Growth-122.1%
Business Segments
| Segment | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|
| LMM Commercial Real Estate | — | — | $99.72M | $39.75M | -$178.23M | — | $6.56M |
| Small Business Lending | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | -$71.06M | — | $99.72M | — | -$178.23M | — | $6.56M |
Valuation allowance, loans held for sale at Other Companies
Frequently Asked Questions
- What is Ready Capital's valuation allowance, loans held for sale?
- Ready Capital (RC) reported valuation allowance, loans held for sale of $6.56M in Q1 2026.
- How has Ready Capital's valuation allowance, loans held for sale changed year-over-year?
- Ready Capital's valuation allowance, loans held for sale decreased by 93.4% year-over-year, from $99.72M to $6.56M.
- What does valuation allowance, loans held for sale mean?
- The adjustment made to the value of loans intended for sale based on current market conditions.