Skip to content

Ready Capital RC Provision for Credit Losses

Provision for Credit Losses at other companies

NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$9.61M-28.9%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$1.55M-2.9%
Seven Hills Realty Trust logo
Seven Hills Realty TrustSEVN
$603K+494%
FBR
Franklin BSP Realty TrustFBRT
$11.39M+700%
LFT
Lument Finance TrustLFT
-$732.37K-113%
Arbor Realty Trust logo
Arbor Realty TrustABR

Segments

By segment

See full
LMM Commercial Real Estate$66.52M+156%
Small Business Lending$4.38M-47.6%

Other financials

Income statement

See full
Revenue$81.7M-47.3%
Net income-$200.1M-344%
EPS (diluted)-$1.25-372%

Balance sheet

See full
Cash & equivalents$241.2M-2.9%
Total debt$1.4B-37.8%
Total equity$1.3B-31.0%
Total assets$6.3B-36.7%

Cash flow

See full
Operating cash flow$590.2M+444%

Valuation

See full
Market cap$267.65M-65.8%
Enterprise value$1.39B-46.6%
P/S0.5×-0.5×

Profitability

See full
Net margin-101.4%-200pp

Returns & leverage

See full
Return on equity-30.7%-102pp
Debt / equity-0.1×

Where this comes from

Reported directly by Ready Capital in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Ready Capital’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ready Capital's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ready Capital's provision for credit losses?
Ready Capital (RC) reported provision for credit losses of $70.91M in Q1 2026.
How has Ready Capital's provision for credit losses changed year-over-year?
Ready Capital's provision for credit losses increased by 164.7% year-over-year, from -$109.57M to $70.91M.
What is the long-term trend for Ready Capital's provision for credit losses?
Over 4 years (2021 to 2025), Ready Capital's provision for credit losses has grown at a 81.3% compound annual growth rate (CAGR), from $8.05M to $87.04M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.