Discontinued — last reported Q1 '26

Business Segments · Interest And Dividend Income Operating

Small Business Lending — Interest And Dividend Income Operating

Ready Capital Small Business Lending — Interest And Dividend Income Operating decreased by 27.8% to $22.84M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 23.9%, from $29.99M to $22.84M. Over 2 years (FY 2021 to FY 2023), Small Business Lending — Interest And Dividend Income Operating shows a downward trend with a -8.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 8, 2026

How to read this metric

Higher income reflects a larger or higher-yielding portfolio, while lower income may indicate portfolio shrinkage or reduced interest rates.

Detailed definition

Gross revenue generated from interest-bearing loans and dividend-yielding investments within the Small Business Lending...

Peer comparison

Comparable to 'Gross Interest Income' or 'Investment Income' for lenders.

Metric ID: rc_segment_small_business_lending_interest_and_dividend_income_operating

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$36.13M$28.74M$36.44M$26.24M$29.02M$24.61M$18.22M$17.93M$18.77M$29.30M$32.56M$31.59M$32.07M$33.29M$29.99M$30.47M$31.64M$22.84M
QoQ Change-20.5%+26.8%-28.0%+10.6%-15.2%-25.9%-1.6%+4.7%+56.1%+11.2%-3.0%+1.5%+3.8%-9.9%+1.6%+3.8%-27.8%
YoY Change-19.7%-14.4%-50.0%-31.7%-35.3%+19.1%+78.7%+76.2%+70.9%+13.6%-5.1%-5.0%-5.0%-23.9%
Range$17.93M$36.44M
CAGR-10.2%
Avg YoY Growth+4.9%
Median YoY Growth-5.0%

Frequently Asked Questions

What is Ready Capital's small business lending — interest and dividend income operating?
Ready Capital (RC) reported small business lending — interest and dividend income operating of $22.84M in Q1 2026.
How has Ready Capital's small business lending — interest and dividend income operating changed year-over-year?
Ready Capital's small business lending — interest and dividend income operating decreased by 23.9% year-over-year, from $29.99M to $22.84M.
What is the long-term trend for Ready Capital's small business lending — interest and dividend income operating?
Over 2 years (2021 to 2023), Ready Capital's small business lending — interest and dividend income operating has grown at a -8.1% compound annual growth rate (CAGR), from $116.74M to $98.56M.
What does small business lending — interest and dividend income operating mean?
Total interest and dividend income earned by the Small Business Lending segment.