Discontinued — last reported Q1 '26

Business Segments · Noninterest Income Other Operating Income

Small Business Lending — Noninterest Income Other Operating Income

Ready Capital Small Business Lending — Noninterest Income Other Operating Income decreased by 19.8% to $5.19M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 28.5%, from $7.26M to $5.19M. Over 2 years (FY 2021 to FY 2023), Small Business Lending — Noninterest Income Other Operating Income shows an upward trend with a 214.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 8, 2026

How to read this metric

An increase suggests successful diversification of revenue streams, while a decrease may indicate a reliance on core interest income.

Detailed definition

This represents miscellaneous revenue streams within the small business lending segment that are not derived from intere...

Peer comparison

Comparable to 'Other Income' or 'Fee Income' in financial services segments.

Metric ID: rc_segment_small_business_lending_noninterest_income_other_operating_income

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value-$3.55M$1.70M-$2.78M$2.87M$1.95M$10.64M$4.92M$10.43M$10.19M$9.77M$31.19M$2.65M$376.00K$10.79M$7.26M$7.52M$6.48M$5.19M
QoQ Change+147.8%-263.7%+203.4%-32.1%+445.7%-53.8%+112.0%-2.3%-4.1%+219.4%-91.5%-85.8%>999%-32.7%+3.6%-13.9%-19.8%
YoY Change+154.9%+527.4%+277.2%+263.2%+422.3%-8.2%+534.0%-74.6%-96.3%+10.5%+173.7%>999%-40.0%-28.5%
Range-$3.55M$31.19M
CAGR+9.4%
Avg YoY Growth+286.9%
Median YoY Growth+164.3%
Current Streak2 quarters decline

Frequently Asked Questions

What is Ready Capital's small business lending — noninterest income other operating income?
Ready Capital (RC) reported small business lending — noninterest income other operating income of $5.19M in Q1 2026.
How has Ready Capital's small business lending — noninterest income other operating income changed year-over-year?
Ready Capital's small business lending — noninterest income other operating income decreased by 28.5% year-over-year, from $7.26M to $5.19M.
What is the long-term trend for Ready Capital's small business lending — noninterest income other operating income?
Over 2 years (2021 to 2023), Ready Capital's small business lending — noninterest income other operating income has grown at a 214.3% compound annual growth rate (CAGR), from -$6.23M to $61.57M.
What does small business lending — noninterest income other operating income mean?
Revenue from non-interest sources such as fees and ancillary services.