Other

Transfers from Loans to Loans Held for Sale

Ready Capital Transfers from Loans to Loans Held for Sale decreased by 100.0% to $0.00 in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 100.0%, from $72.83M to $0.00.

Analysis

StatementCash Flow Statement
SectionOther
CategoryCapital Allocation
SignalContext dependent
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026May 8, 2026

How to read this metric

An increase suggests a strategic shift to reduce exposure to certain asset classes or to generate liquidity, while a decrease indicates a preference for maintaining the current loan portfolio composition.

Detailed definition

This metric represents the non-cash reclassification of loans from the held-for-investment portfolio to the held-for-sal...

Peer comparison

Commonly reported by regional and national banks as 'Loans transferred to held-for-sale' within supplemental cash flow disclosures or footnotes.

Metric ID: wfc_transfers_loans_to_hfs

Historical Data

12 periods
 Q3 '22Q1 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$141.00K$344.00K$4.14M$0.00$0.00$0.00$13.17M$72.83M$0.00$57.30M$28.68M$0.00
QoQ Change+144.0%>999%-100.0%+452.8%-100.0%-50.0%-100.0%
YoY Change-100.0%+218.4%+117.7%-100.0%
Range$0.00$72.83M
CAGR-100.0%
Avg YoY Growth+34.0%
Median YoY Growth+8.9%
Current Streak2+ quarters decline

Frequently Asked Questions

What is Ready Capital's transfers from loans to loans held for sale?
Ready Capital (RC) reported transfers from loans to loans held for sale of $0.00 in Q1 2026.
How has Ready Capital's transfers from loans to loans held for sale changed year-over-year?
Ready Capital's transfers from loans to loans held for sale decreased by 100.0% year-over-year, from $72.83M to $0.00.
What does transfers from loans to loans held for sale mean?
The value of loans reclassified from long-term holdings to assets intended for immediate sale.