What does mortgage segment operating — expense ratio mean?

This ratio measures the mortgage segment's operating expenses relative to its net premiums earned. It reflects the efficiency of the segment's administrative and operational cost structure. A lower ratio indicates that the company is successfully managing its overhead costs relative to its insurance revenue generation.

Radian Group RDN Mortgage Segment Operating — Expense Ratio

Similar metrics at other companies

ACGLMortgage — Other operating expense ratio

14.1%+0.4pp

ESN

ESNTMortgage Insurance — Expense ratio

17.4%-1.4pp

ACGLMortgage — Other Operating Expenses

$46.25M-10.6%

ACGLMortgage — Acquisition expense ratio

2.9%+1.6pp

ACGLMortgage — Other Expenses

$51M-1.9%

NVRMortgage Banking — Selling, General, And Administrative Expense, Adjusted

$22.33M-5.0%

Other financials

Income statement

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Revenue$466.3M+58.2%

Gross profit$290.1M+0.4%

Net income$124.1M-14.2%

EPS (diluted)$0.89-9.2%

Balance sheet

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Cash & equivalents$95.3M+236%

Total debt$1.3B+3,561%

Total equity$4.8B+4.8%

Total assets$10.7B+21.5%

Cash flow

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Operating cash flow$285.0M+320%

CapEx$749.0K-31.3%

Free cash flow$284.3M+326%

Valuation

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Market cap$4.61B-6.0%

Profitability

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Gross margin96.9%+0.1pp

Net margin41.1%-8.7pp

FCF margin24.3%+14.4pp

Returns & leverage

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Return on equity12%-1.3pp

Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Radian Group in its filing.

Tagged under the XBRL concept rdn:ExpenseRatio.

The official record: Radian Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Radian Group's mortgage segment operating — expense ratio?: Radian Group (RDN) reported mortgage segment operating — expense ratio of 20% in Q1 2026.
What does mortgage segment operating — expense ratio mean?: This ratio measures the mortgage segment's operating expenses relative to its net premiums earned. It reflects the efficiency of the segment's administrative and operational cost structure. A lower ratio indicates that the company is successfully managing its overhead costs relative to its insurance revenue generation.