Business Segments · Loss ratio
Mortgage — Loss ratio
Arch Capital Group Mortgage — Loss ratio increased by 1160.0% to 5.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 381.8%, from 1.1% to 5.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ1 2016
Last reportedQ1 2026
How to read this metric
A decrease indicates improved underwriting performance or lower-than-expected mortgage defaults, while an increase suggests rising claims or inadequate pricing.
Detailed definition
This ratio measures the relationship between net losses and loss adjustment expenses incurred and net premiums earned wi...
Peer comparison
Standard industry metric for all property, casualty, and mortgage insurers.
Metric ID:
acgl_segment_mortgage_loss_ratioHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3% | 3.7% | -18.9% | -21.9% | -24.1% | 0.6% | -4.5% | -12.1% | -3% | -8.6% | -0.4% | 1.1% | -1.2% | -0.5% | 5.3% |
| QoQ Change | — | +23.3% | -610.8% | -15.9% | -10.0% | +102.5% | -850.0% | -168.9% | +75.2% | -186.7% | +95.3% | +375.0% | -209.1% | +58.3% | >999% |
| YoY Change | — | — | — | -830.0% | -751.4% | +103.2% | +79.5% | +49.8% | -600.0% | -91.1% | +96.7% | +136.7% | +86.0% | -25.0% | +381.8% |
Range-24.1% – 5.3%
CAGR+17.7%
Avg YoY Growth-113.7%
Median YoY Growth+64.6%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — loss ratio?
- Arch Capital Group (ACGL) reported mortgage — loss ratio of 5.3% in Q1 2026.
- How has Arch Capital Group's mortgage — loss ratio changed year-over-year?
- Arch Capital Group's mortgage — loss ratio increased by 381.8% year-over-year, from 1.1% to 5.3%.
- What does mortgage — loss ratio mean?
- The percentage of earned premiums paid out as insurance claims.