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Arch Capital Group ACGL Mortgage — Loss ratio

Other segment segments

Insurance
60.2%-8.8%
Reinsurance
51.7%-22.7%

Similar metrics at other companies

ESN
ESNTMortgage Insurance — Loss ratio
17.4%+3.3pp
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RDNMortgage Segment Operating — Loss Ratio
10.2%+3.6pp
Axis Capital Holders logo
AXSInsurance — Loss Ratio
56.1%+0.5pp
ESN
ESNTMortgage Insurance — Combined ratio
34.8%+1.9pp
RenaissanceRe Holdings logo
RNRProperty — Loss Ratio
9.3%-121pp
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AXSReinsurance — Loss Ratio
66.8%-0.9pp

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E7×-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:LossRatio.

The official record: Arch Capital Group’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's mortgage — loss ratio?
Arch Capital Group (ACGL) reported mortgage — loss ratio of 5.3% in Q1 2026.
How has Arch Capital Group's mortgage — loss ratio changed year-over-year?
Arch Capital Group's mortgage — loss ratio increased by 381.8% year-over-year, from 1.1% to 5.3%.
What is the long-term trend for Arch Capital Group's mortgage — loss ratio?
Over 3 years (2022 to 2025), Arch Capital Group's mortgage — loss ratio has grown at a -77.6% compound annual growth rate (CAGR), from -71.3% to -0.8%.
What does mortgage — loss ratio mean?
This ratio measures the relationship between net losses and loss adjustment expenses incurred and net premiums earned within the mortgage insurance segment. It serves as a primary indicator of underwriting quality and the adequacy of pricing relative to the risk of mortgage defaults. A lower ratio suggests that the company is effectively managing its exposure to credit risk.