Business Segments · Other operating expense ratio

Mortgage — Other operating expense ratio

Arch Capital Group Mortgage — Other operating expense ratio increased by 6.0% to 14.1% in Q1 2026 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2025
Last reportedQ1 2026

How to read this metric

A decrease indicates better economies of scale and cost management, whereas an increase suggests rising overhead or operational inefficiencies.

Detailed definition

This ratio captures the administrative and general operating costs of the mortgage segment, excluding acquisition expens...

Peer comparison

Standard operating expense metric used across the insurance and financial services industry.

Metric ID: acgl_segment_mortgage_other_operating_expense_ratio

Historical Data

4 periods
 Q1 '25Q2 '25Q3 '25Q1 '26
Value13.7%16%13.3%14.1%
QoQ Change+16.8%-16.9%+6.0%
YoY Change+2.9%
Range13.3%16%
Avg YoY Growth+2.9%
Median YoY Growth+2.9%

Frequently Asked Questions

What is Arch Capital Group's mortgage — other operating expense ratio?
Arch Capital Group (ACGL) reported mortgage — other operating expense ratio of 14.1% in Q1 2026.
What does mortgage — other operating expense ratio mean?
The percentage of earned premiums used to cover general administrative and operating costs.