Essent Group ESNT Mortgage Insurance — Expense ratio

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FAQ

What is Essent Group's mortgage insurance — expense ratio?

Essent Group (ESNT) reported mortgage insurance — expense ratio of 14.8% in Q2 2026.

How has Essent Group's mortgage insurance — expense ratio changed year-over-year?

Essent Group's mortgage insurance — expense ratio decreased by 3.3% year-over-year, from 15.3% to 14.8%.

What is the long-term trend for Essent Group's mortgage insurance — expense ratio?

Over 2 years (2022 to 2024), Essent Group's mortgage insurance — expense ratio has grown at a 65.7% compound annual growth rate (CAGR), from 18.9% to 51.9%.

What does mortgage insurance — expense ratio mean?

This ratio represents the proportion of net premiums earned that is consumed by underwriting and operating expenses within the mortgage insurance segment. It highlights the operational efficiency of the segment in managing its cost base relative to its revenue generation.