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C&F Financial CFFI Mortgage Banking — General Insurance Expense

Other segment segments

Community Banking
$380K-8.7%
Consumer Finance
$31K-31.1%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's mortgage banking — general insurance expense?
C&F Financial (CFFI) reported mortgage banking — general insurance expense of $19K in Q1 2026.
How has C&F Financial's mortgage banking — general insurance expense changed year-over-year?
C&F Financial's mortgage banking — general insurance expense decreased by 36.7% year-over-year, from $30K to $19K.
What is the long-term trend for C&F Financial's mortgage banking — general insurance expense?
Over 3 years (2022 to 2025), C&F Financial's mortgage banking — general insurance expense has grown at a 18.3% compound annual growth rate (CAGR), from $61K to $101K.
What does mortgage banking — general insurance expense mean?
Reflects the premiums paid for insurance coverage specifically allocated to the mortgage banking segment, such as professional liability or operational risk insurance. This metric represents the cost of mitigating business risks inherent in mortgage lending and servicing. It is a necessary expense to protect the segment against unforeseen liabilities.