Net gains/(losses) on sales of loans
Rocket Companies Net gains/(losses) on sales of loans increased by 15.5% to $1.38B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 78.2%, from $772.00M to $1.38B. Over 4 years (FY 2021 to FY 2025), Net gains/(losses) on sales of loans shows a downward trend with a -22.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
A gain indicates successful portfolio management and favorable market conditions, while a loss may signal deteriorating credit quality or unfavorable market pricing.
Detailed definition
This metric represents the net realized gain or loss resulting from the sale of loan portfolios to third-party investors...
Peer comparison
Common in fintech and banking firms that originate loans and sell them to manage balance sheet risk.
other_gain_loss_on_sales_of_loans_netHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.34B | $2.65B | $1.92B | $1.48B | $806.84M | $566.01M | $280.78M | $469.56M | $594.47M | $572.12M | $429.85M | $699.23M | $758.56M | $844.39M | $710.83M | $772.00M | $815.90M | $1.03B | $1.19B | $1.38B |
| QoQ Change | — | +13.4% | -27.6% | -22.7% | -45.6% | -29.8% | -50.4% | +67.2% | +26.6% | -3.8% | -24.9% | +62.7% | +8.5% | +11.3% | -15.8% | +8.6% | +5.7% | +25.9% | +16.0% | +15.5% |
| YoY Change | — | — | — | — | -65.5% | -78.7% | -85.4% | -68.4% | -26.3% | +1.1% | +53.1% | +48.9% | +27.6% | +47.6% | +65.4% | +10.4% | +7.6% | +21.7% | +67.6% | +78.2% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Direct to Consumer | $577.23M | $665.83M | $579.66M | $659.54M | $668.13M | $856.49M | $945.85M | $1.16B |
| Partner Network | $169.02M | $168.16M | $118.69M | $95.80M | $126.22M | $146.25M | $216.73M | $187.00M |
| Total | $758.56M | $844.39M | $710.83M | $772.00M | $815.90M | $1.03B | $1.19B | $1.38B |
Net gains/(losses) on sales of loans at Other Companies
Frequently Asked Questions
- What is Rocket Companies's net gains/(losses) on sales of loans?
- Rocket Companies (RKT) reported net gains/(losses) on sales of loans of $1.38B in Q1 2026.
- How has Rocket Companies's net gains/(losses) on sales of loans changed year-over-year?
- Rocket Companies's net gains/(losses) on sales of loans increased by 78.2% year-over-year, from $772.00M to $1.38B.
- What is the long-term trend for Rocket Companies's net gains/(losses) on sales of loans?
- Over 4 years (2021 to 2025), Rocket Companies's net gains/(losses) on sales of loans has grown at a -22.3% compound annual growth rate (CAGR), from $10.47B to $3.81B.
- What does net gains/(losses) on sales of loans mean?
- The net profit or loss generated from selling loan assets to other financial institutions.