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Regional Management Corporation RM State income taxes – net of federal income tax benefit

State income taxes – net of federal income tax benefit at other companies

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USCB Financial Holdings, Inc.USCB
5.4%+1.1pp

Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes.

The official record: Regional Management Corporation’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's state income taxes – net of federal income tax benefit?
Regional Management Corporation (RM) reported state income taxes – net of federal income tax benefit of 1.5% in Q4 2025.
How has Regional Management Corporation's state income taxes – net of federal income tax benefit changed year-over-year?
Regional Management Corporation's state income taxes – net of federal income tax benefit decreased by 11.8% year-over-year, from 1.7% to 1.5%.
What does state income taxes – net of federal income tax benefit mean?
The effective tax rate impact of state and local income taxes, calculated net of the federal tax benefit. This metric helps investors understand the geographic tax burden relative to the company's total pre-tax income.