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Regional Management Corporation RM Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin7.4%+0.5pp6.9%+0.3pp6.6%+0.9pp5.7%+0.1pp5.5%-1.5pp
EBITDA margin24.4%+0.8pp23.6%+0.5pp23.1%+1.2pp21.9%+0.2pp21.7%-1.6pp
Free cash flow margin48.8%+1.6pp47.1%+1.5pp45.7%+0.5pp45.2%+0.1pp45%+0.2pp
Returns
Return on equity13.3%+1.1pp12.2%+0.7pp11.4%+1.6pp9.8%+0.3pp9.5%-2.6pp
Return on assets2.5%+0.2pp2.2%+0.1pp2.2%+0.3pp1.8%+0.1pp1.7%-0.5pp
Return on invested capital5.7%+0.3pp5.3%+0.1pp5.3%+0.3pp5%+0.1pp4.9%-0.3pp
Efficiency
Asset turnover0.3×0.0×0.3×0.0×0.3×0.0×0.3×0.0×0.3×0.0×
Leverage
Debt-to-equity4.4×-0.1×4.5×+0.2×4.3×+0.1×4.3×0.0×4.2×0.0×
Debt-to-assets0.8×0.0×0.8×0.0×0.8×0.0×0.8×0.0×0.8×0.0×
Net debt / EBITDA10.3×-0.8×11.1×0.0×11.1×-0.4×11.5×-0.1×11.7×+0.7×
Interest coverage1.8×+0.1×1.7×0.0×1.7×+0.1×1.6×0.0×1.6×-0.2×
Per Share
Book value per share$38.90+4.1%$37.37+1.8%$36.70-0.5%$36.87+3.3%$35.70-0.5%
Valuation
Market capitalization$358.47M+28.3%$376.37M-1.4%$381.77M+33.2%$286.61M-3.2%$296.03M-14.3%
Enterprise value$2.01B+12.7%$2.06B+3.3%$2B+9.1%$1.83B+1.4%$1.8B-2.7%
Price / earnings7.3×-1.1×8.5×-0.7×9.2×+1.0×8.3×-0.7×9×+0.6×
Price / sales0.5×+0.1×0.6×0.0×0.6×+0.1×0.5×0.0×0.5×-0.1×
Price / book1×+0.2×1×0.0×1×+0.2×0.8×0.0×0.8×-0.1×
EV / EBITDA12.5×-1.3×13.5×-0.2×13.7×0.0×13.7×-0.3×13.9×+0.4×
EV / sales3.1×+0.1×3.2×0.0×3.2×+0.2×3×0.0×3×-0.1×
Free cash flow yield89.8%-6.5pp80.9%+5.4pp75.4%-20.9pp96.4%+5.6pp90.8%+14.4pp
Earnings yield13.6%+1.8pp11.8%+1.0pp10.8%-1.3pp12.1%+1.0pp11.2%-0.8pp
Dividend yield3.3%-1.0pp3.1%0.0pp3.1%-1.1pp4.1%0.0pp4.1%+0.6pp
PEG ratio0.2×—1.1×———————

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Questions, answered.

Where do Regional Management Corporation's ratios come from?
Every ratio is computed from Regional Management Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.