Regional Management Corporation RM Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 7.4%+1.9pp | 6.9%-0.1pp | 6.6%— | 5.7%— | 5.5%— | |
| EBITDA margin | 24.4%+2.7pp | 23.6%+0.3pp | 23.1%— | 21.9%— | 21.7%— | |
| Free cash flow margin | 48.8%+3.7pp | 47.1%+2.3pp | 45.7%-0.8pp | 45.2%-0.5pp | 45%+0.2pp | |
| Returns | ||||||
| Return on equity | 13.3%+3.8pp | 12.2%0.0pp | 11.4%— | 9.8%— | 9.5%— | |
| Return on assets | 2.5%+0.7pp | 2.2%0.0pp | 2.2%— | 1.8%— | 1.7%— | |
| Return on invested capital | 5.7%+0.8pp | 5.3%+0.1pp | 5.3%— | 5%— | 4.9%— | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 4.4×+0.2× | 4.5×+0.3× | 4.3×+0.3× | 4.3×+0.2× | 4.2×+0.1× | |
| Debt-to-assets | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | 0.8×+0.1× | |
| Net debt / EBITDA | 10.3×-1.4× | 11.1×+0.1× | 11.1×— | 11.5×— | 11.7×— | |
| Interest coverage | 1.8×+0.2× | 1.7×0.0× | 1.7×— | 1.6×— | 1.6×— | |
| Per Share | ||||||
| Book value per share | $38.90+9.0% | $37.37+4.2% | $36.70+4.9% | $36.87+5.4% | $35.70+3.4% | |
| Valuation | ||||||
| Market capitalization | $358.47M+28.3% | $376.37M+9.0% | $381.77M+21.4% | $286.61M+4.2% | $296.03M+27.8% | |
| Enterprise value | $2.01B+12.7% | $2.06B+11.1% | $2B+14.6% | $1.83B+8.8% | $1.8B+11.5% | |
| Price / earnings | 7.3×-1.1× | 8.5×+0.1× | 9.2×— | 8.3×— | 9×— | |
| Price / sales | 0.5×+0.1× | 0.6×0.0× | 0.6×+0.1× | 0.5×0.0× | 0.5×+0.1× | |
| Price / book | 1×+0.2× | 1×0.0× | 1×+0.1× | 0.8×0.0× | 0.8×+0.1× | |
| EV / EBITDA | 12.5×-1.3× | 13.5×0.0× | 13.7×— | 13.7×— | 13.9×— | |
| EV / sales | 3.1×+0.1× | 3.2×0.0× | 3.2×+0.1× | 3×0.0× | 3×+0.1× | |
| Free cash flow yield | 89.8%-6.5pp | 80.9%+4.4pp | 75.4%-9.6pp | 96.4%+1.7pp | 90.8%-17.5pp | |
| Earnings yield | 13.6%+1.8pp | 11.8%-0.1pp | 10.8%— | 12.1%— | 11.2%— | |
| Dividend yield | 3.3%-1.0pp | 3.1%-0.5pp | 3.1%-0.8pp | 4.1%-0.3pp | 4.1%-1.1pp | |
| PEG ratio | 0.2×— | 1.1×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Regional Management Corporation's ratios come from?
- Every ratio is computed from Regional Management Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
