Regional Management Corporation RM Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 6.9%-0.1pp | 7%— | —— | 10.1%-10.6pp | |
| EBITDA margin | 23.6%+0.3pp | 23.3%— | —— | 15.7%-20.6pp | |
| Free cash flow margin | 47.1%+2.3pp | 44.8%+0.5pp | 44.3%+1.3pp | 43.1%-0.2pp | |
| Returns | |||||
| Return on equity | 12.2%0.0pp | 12.1%— | —— | 17.3%-14.6pp | |
| Return on assets | 2.2%0.0pp | 2.2%— | —— | 3.2%-3.7pp | |
| Return on invested capital | 5.3%+0.1pp | 5.2%— | —— | 3.3%-5.9pp | |
| Efficiency | |||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | |||||
| Debt-to-equity | 4.5×+0.3× | 4.2×-0.2× | 4.4×0.0× | 4.5×+0.5× | |
| Debt-to-assets | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | |
| Net debt / EBITDA | 11.1×+0.1× | 11×— | —— | 17.3×+10.1× | |
| Interest coverage | 1.7×0.0× | 1.8×— | —— | 40.6×+36.0× | |
| Per Share | |||||
| Book value per share | $37.37+4.2% | $35.86+6.7% | $33.59+5.1% | $31.96+20.3% | |
| Valuation | |||||
| Market capitalization | $358.47M+28.3% | $345.35M+45.9% | $236.68M-12.1% | $269.17M-52.7% | |
| Enterprise value | $2.01B+12.7% | $1.85B+11.4% | $1.66B+1.0% | $1.65B-2.3% | |
| Price / earnings | 7.3×-1.1× | 8.4×— | —— | 5.3×-1.2× | |
| Price / sales | 0.5×+0.1× | 0.6×+0.2× | 0.4×-0.1× | 0.5×-0.8× | |
| Price / book | 1×+0.2× | 1×+0.2× | 0.7×-0.1× | 0.9×-1.1× | |
| EV / EBITDA | 12.5×-1.3× | 13.5×— | —— | 20.7×+9.8× | |
| EV / sales | 3.1×+0.1× | 3.2×+0.1× | 3×-0.2× | 3.2×-0.7× | |
| Free cash flow yield | 89.8%-6.5pp | 76.4%-26.9pp | 103.3%+22.1pp | 81.2%+48.6pp | |
| Earnings yield | 13.6%+1.8pp | 11.9%— | —— | 19%+3.5pp | |
| Dividend yield | 3.3%-1.0pp | 3.5%-1.5pp | 5%+0.8pp | 4.2%+2.5pp | |
| PEG ratio | 0.2×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Regional Management Corporation's ratios come from?
- Every ratio is computed from Regional Management Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
