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Richmond Mutual Bancorporation, Inc. RMBI Interest-earning time deposits

Interest-earning time deposits at other companies

First Guaranty Bancshares logo
First Guaranty BancsharesFGBI
$250K0.0%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$3.82M0.0%
First Capital logo
First CapitalFCAP
$1.23M-54.5%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$248K+1.2%
RBB Bancorp logo
RBB BancorpRBB
$600K
BCB Bancorp logo
BCB BancorpBCBP
$8.59M-20.2%

Other financials

Income statement

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Revenue$12.7M+11.6%
Net income$2.8M+41.5%
EPS (diluted)$0.28+40.0%

Balance sheet

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Cash & equivalents$34.8M+28.7%
Total debt$643.0K+59.2%
Total equity$144.9M+10.7%
Total assets$1.5B-0.2%

Cash flow

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Operating cash flow$2.8M+27.7%
CapEx$324.6K+327%
Free cash flow$2.5M+16.9%

Valuation

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Market cap$243.08M+72.1%
P/E19.6×+4.8×
P/S4.8×+1.7×

Profitability

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Net margin24.7%+4.2pp
FCF margin29.8%-2.9pp

Returns & leverage

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Return on equity9%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Richmond Mutual Bancorporation, Inc. in its filing.

Tagged under the XBRL concept fil:InterestBearingTimeDeposits.

The official record: Richmond Mutual Bancorporation, Inc.’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Richmond Mutual Bancorporation, Inc.'s interest-earning time deposits?
Richmond Mutual Bancorporation, Inc. (RMBI) reported interest-earning time deposits of $2.82M in Q1 2026.
How has Richmond Mutual Bancorporation, Inc.'s interest-earning time deposits changed year-over-year?
Richmond Mutual Bancorporation, Inc.'s interest-earning time deposits increased by 840.0% year-over-year, from $300K to $2.82M.
What does interest-earning time deposits mean?
These are funds placed in time-bound deposit accounts at other financial institutions that earn interest over a specified maturity period. This asset class represents a low-risk, interest-generating use of excess liquidity. It reflects the bank's strategy for managing short-term surplus cash while seeking modest yield.