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First Guaranty Bancshares FGBI Interest-earning time deposits with banks

Interest-earning time deposits with banks at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$3.82M0.0%
Union Bankshares logo
Union BanksharesUNB
$7.96M0.0%
AmeriServ Financial logo
AmeriServ FinancialASRV
$41.04M+962%
RBB Bancorp logo
RBB BancorpRBB
$600K
Hawthorn Bancshares logo
Hawthorn BancsharesHWBK
$88.55M+9.7%
State Street logo
State StreetSTT
$123.57B+3.4%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept fgbi:InterestEarningTimeDepositsWithBanks.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's interest-earning time deposits with banks?
First Guaranty Bancshares (FGBI) reported interest-earning time deposits with banks of $250K in Q1 2026.
How has First Guaranty Bancshares's interest-earning time deposits with banks changed year-over-year?
First Guaranty Bancshares's interest-earning time deposits with banks decreased by 0.0% year-over-year, from $250K to $250K.
What does interest-earning time deposits with banks mean?
These are funds placed in other financial institutions for a specified term that earn interest income. Unlike standard cash reserves, these assets are deployed to generate yield while maintaining a higher degree of safety than market securities. This metric reflects the bank's strategy for managing excess liquidity through interbank placements.