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Safety Insurance Group SAFT Underwriting Operating And Related Expenses

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Other financials

Income statement

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Revenue$314.7M+4.4%
Net income-$14.3M-165%
EPS (diluted)-$0.99-167%

Balance sheet

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Cash & equivalents$54.8M-15.3%
Total debt$61.1M+36.8%
Total equity$855.8M+0.6%
Total assets$2.4B+6.3%

Cash flow

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Operating cash flow-$17.0M-637%
CapEx$1.8M+455%
Free cash flow-$18.9M-764%

Valuation

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Market cap$1.08B-8.2%
Enterprise value$1.09B-6.1%
P/E17.1×+0.9×
P/S0.9×-0.2×

Profitability

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Net margin4.9%-1.4pp
FCF margin13.3%+0.2pp

Returns & leverage

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Return on equity7.4%-1.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Safety Insurance Group in its filing.

Tagged under the XBRL concept saft:UnderwritingOperatingAndRelatedExpenses.

The official record: Safety Insurance Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Safety Insurance Group's underwriting operating and related expenses?
Safety Insurance Group (SAFT) reported underwriting operating and related expenses of $82.28M in Q1 2026.
How has Safety Insurance Group's underwriting operating and related expenses changed year-over-year?
Safety Insurance Group's underwriting operating and related expenses increased by 1.8% year-over-year, from $80.85M to $82.28M.
What is the long-term trend for Safety Insurance Group's underwriting operating and related expenses?
Over 4 years (2021 to 2025), Safety Insurance Group's underwriting operating and related expenses has grown at a 6.3% compound annual growth rate (CAGR), from $258.39M to $330.4M.
What does underwriting operating and related expenses mean?
This includes the administrative, personnel, and operational costs directly associated with the underwriting process and policy maintenance. It measures the efficiency of the company's internal operations and overhead management. Investors use this to evaluate how effectively the company manages its cost structure while supporting its insurance business.