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Safety Insurance Group SAFT Business Segments

Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24
Shortduration Insurance Contracts Incurred Claims And Allocated Claim Adjustment Expense Net by Product
Commercial Automobile Physical Damage22,320,700,000%+19,519,400,000pp2,801,300,000%-155,100,000pp
Homeowners Liability10,238,800,000%+8,765,200,000pp1,473,600,000%+184,500,000pp
Private Passenger Automobile Physical Damage146,076,700,000%+124,445,800,000pp21,630,900,000%+3,544,600,000pp
Property And Casualty Commercial Automobile Insurance Product Line43,371,400,000%+37,790,200,000pp5,581,200,000%+912,200,000pp
Property Insurance Product Line79,618,900,000%+68,898,700,000pp10,720,200,000%-673,900,000pp
Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net Not Separately Presented by Product
Homeowners Liability3,100,000%-17,000,000pp20,100,000%
Private Passenger Automobile Physical Damage$1K0.0%$1K
Property And Casualty Commercial Automobile Insurance Product Line$41K+193%$14K+133%
Property Insurance Product Line100,000%
Reinsurance Recoverable For Unpaid Claims And Claims Adjustments by Product
Commercial Automobile Physical Damage$5.56M+25.9%$4.42M+1.9%
Other Shortduration Insurance Product Line$5.24M+86.0%$2.82M+11.7%
Property And Casualty Commercial Automobile Insurance Product Line$136M+12.7%$120.66M+18.1%
Property Insurance Product Line$2.52M-9.4%$2.78M+26.8%
Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net by Product
Commercial Automobile Physical Damage458,100,000%-97,900,000pp556,000,000%+130,800,000pp
Homeowners Liability4,220,700,000%+468,800,000pp3,751,900,000%+103,300,000pp
Other Shortduration Insurance Product Line4,843,100,000%-1,454,300,000pp6,297,400,000%-798,000,000pp
Property And Casualty Commercial Automobile Insurance Product Line11,453,400,000%+1,127,000,000pp10,326,400,000%+1,052,000,000pp
Property Insurance Product Line8,221,600,000%+2,972,100,000pp5,249,500,000%-565,200,000pp
Shortduration Insurance Contracts Cumulative Paid Claims And Allocated Claim Adjustment Expense Net by Product
Commercial Automobile Physical Damage21,862,600,000%+19,098,900,000pp2,763,700,000%-16,900,000pp
Homeowners Liability6,021,200,000%+5,153,400,000pp867,800,000%+51,200,000pp
Private Passenger Automobile Physical Damage144,518,100,000%+124,259,700,000pp20,258,400,000%+3,114,700,000pp
Property And Casualty Commercial Automobile Insurance Product Line31,922,100,000%+27,786,600,000pp4,135,500,000%+110,700,000pp
Property Insurance Product Line71,397,400,000%+61,937,400,000pp9,460,000,000%+2,126,600,000pp
Short Duration Insurance Contracts Incurred But Not Reported Ibnr Claims Liability Plus Expected Development Of Reported Claims by Product
Commercial Automobile Physical Damage$553K+18.4%$467K+71.1%
Homeowners Liability$6.21M+14.5%$5.43M-8.7%
Private Passenger Automobile Physical Damage-$21.58M+6.5%-$23.09M+4.2%
Property And Casualty Commercial Automobile Insurance Product Line$17.89M+15.5%$15.49M+12.7%
Property Insurance Product Line-$13.16M-7.6%-$12.23M-12.8%
Shortduration Insurance Contracts Number Of Reported Claims by Product
Commercial Automobile Physical Damage1,359,300%-187,500pp1,546,800%0.0pp
Homeowners Liability27,700%-1,100pp28,800%0.0pp
Private Passenger Automobile Physical Damage12,609,100%-1,818,500pp14,427,600%0.0pp
Property And Casualty Commercial Automobile Insurance Product Line645,700%-75,600pp721,300%0.0pp
Property Insurance Product Line823,900%-1,183,700pp2,007,600%0.0pp
Negative Short Duration Insurance Contracts Historical Claims Duration Year Four by Product
Commercial Automobile Physical Damage-7.5%-7.5%-7.5%-7.5%
Private Passenger Automobile Physical Damage-7.5%-7.5%-7.5%-7.5%
Negative Short Duration Insurance Contracts Historical Claims Duration Year Three by Product
Commercial Automobile Physical Damage-40%-40%-40%-40%
Private Passenger Automobile Physical Damage-42.5%-42.5%-42.5%-42.5%
Shortduration Insurance Contracts Historical Claims Duration Year Ten by Product
Private Passenger Automobile Physical Damage0%
Property And Casualty Commercial Automobile Insurance Product Line0%
Property Insurance Product Line0%
Shortduration Insurance Contracts Historical Claims Duration Year Nine by Product
Homeowners Liability5.2%
Private Passenger Automobile Physical Damage0%
Property And Casualty Commercial Automobile Insurance Product Line1%
Property Insurance Product Line0%
Shortduration Insurance Contracts Historical Claims Duration Year Six by Product
Homeowners Liability9.5%
Property And Casualty Commercial Automobile Insurance Product Line7%
Property Insurance Product Line0.1%
Shortduration Insurance Contracts Historical Claims Duration Year Four by Product
Homeowners Liability16.4%
Property And Casualty Commercial Automobile Insurance Product Line13.8%
Property Insurance Product Line0.6%
Shortduration Insurance Contracts Historical Claims Duration Year Three by Product
Homeowners Liability20%
Property And Casualty Commercial Automobile Insurance Product Line14.5%
Property Insurance Product Line2.9%
Shortduration Insurance Contracts Historical Claims Duration Year Eight by Product
Homeowners Liability3.6%
Private Passenger Automobile Physical Damage0%
Property And Casualty Commercial Automobile Insurance Product Line3.4%
Property Insurance Product Line0%
Shortduration Insurance Contracts Historical Claims Duration Year One by Product
Commercial Automobile Physical Damage92.3%
Homeowners Liability6.5%
Private Passenger Automobile Physical Damage101.8%
Property And Casualty Commercial Automobile Insurance Product Line23.3%
Property Insurance Product Line67.2%
Shortduration Insurance Contracts Historical Claims Duration Year Two by Product
Commercial Automobile Physical Damage8.2%
Homeowners Liability22.8%
Property And Casualty Commercial Automobile Insurance Product Line25.7%
Property Insurance Product Line23.3%
Negative Short Duration Insurance Contracts Historical Claims Duration Year Six by Product
Commercial Automobile Physical Damage-2.5%-2.5%-2.5%-2.5%
Private Passenger Automobile Physical Damage0%0%0%0%
Negative Short Duration Insurance Contracts Historical Claims Duration Year Five by Product
Commercial Automobile Physical Damage-2.5%-2.5%-2.5%-2.5%
Private Passenger Automobile Physical Damage-2.5%-2.5%-2.5%-2.5%
Shortduration Insurance Contracts Historical Claims Duration Year Seven by Product
Commercial Automobile Physical Damage0%
Homeowners Liability3.1%
Private Passenger Automobile Physical Damage0%
Property And Casualty Commercial Automobile Insurance Product Line3.4%
Shortduration Insurance Contracts Historical Claims Duration Year Five by Product
Homeowners Liability10%
Property And Casualty Commercial Automobile Insurance Product Line8.4%
Property Insurance Product Line0%
Short Duration Insurance Contracts Historical Claims Duration Year Ten Adjustments by Product
Commercial Automobile Physical Damage0%
Homeowners Liability0%

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Questions, answered.

How does Safety Insurance Group break its business down?
Safety Insurance Group (SAFT) reports shortduration insurance contracts incurred claims and allocated claim adjustment expense net by product across 5 parts — Commercial Automobile Physical Damage, Homeowners Liability, Private Passenger Automobile Physical Damage, Property And Casualty Commercial Automobile Insurance Product Line and Property Insurance Product Line. Each is extracted from the segment footnotes and tracked over time.
Where does Safety Insurance Group's segment data come from?
Segment breakdowns are pulled from the segment footnotes in Safety Insurance Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.