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Seacoast Banking Corporation of Florida SBCF Service charges on deposit accounts

Service charges on deposit accounts at other companies

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NBT BancorpNBTB
$5.27M+24.2%
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$9.25M+31.1%
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$14.74M+42.2%
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$10.65M+0.2%
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Ameris BancorpABCB
$13.68M+4.2%
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First Hawaiian, Inc.FHB
$8.16M+8.2%

Other financials

Income statement

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Revenue$163.9M+16.5%
Net income$31.9M+1.4%
EPS (diluted)$0.29-21.6%

Balance sheet

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Cash & equivalents$808.4M+61.5%
Total debt$112.8M+5.3%
Total equity$2.7B+21.9%
Total assets$21.1B+34.4%

Cash flow

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Operating cash flow$71.8M+132%

Valuation

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Market cap$3.08B+34.7%
Enterprise value$2.39B+25.5%
P/E21.2×+3.1×
P/S4.6×+0.2×

Profitability

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Net margin21.5%-2.3pp

Returns & leverage

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Return on equity5.9%+0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Seacoast Banking Corporation of Florida in its filing.

Tagged under the XBRL concept sbcf:NoninterestIncomeServicingCharges.

The official record: Seacoast Banking Corporation of Florida’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Seacoast Banking Corporation of Florida's service charges on deposit accounts?
Seacoast Banking Corporation of Florida (SBCF) reported service charges on deposit accounts of $6.91M in Q1 2026.
How has Seacoast Banking Corporation of Florida's service charges on deposit accounts changed year-over-year?
Seacoast Banking Corporation of Florida's service charges on deposit accounts increased by 33.4% year-over-year, from $5.18M to $6.91M.
What is the long-term trend for Seacoast Banking Corporation of Florida's service charges on deposit accounts?
Over 4 years (2021 to 2025), Seacoast Banking Corporation of Florida's service charges on deposit accounts has grown at a 24.4% compound annual growth rate (CAGR), from $9.78M to $23.39M.
What does service charges on deposit accounts mean?
This represents fee-based revenue generated from deposit account services, such as maintenance fees, overdraft charges, and transaction-related fees. It is a stable, non-interest income stream that helps diversify the bank's revenue base beyond lending. Tracking this metric helps evaluate the bank's success in deepening customer relationships and its reliance on fee-based income.