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Ameris Bancorp ABCB Service charges on deposit accounts

Service charges on deposit accounts at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$6.08M-1.6%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$9.93M+19.4%
HOM
Home BancSharesHOMB
$10.01M+3.7%
Old National Bancorp logo
Old National BancorpONB
$26.94M+27.3%
Wintrust Financial logo
Wintrust FinancialWTFC
$20.97M+8.3%
Prosperity Bancshares logo
Prosperity BancsharesPB
$8.68M+17.2%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept abcb:FeesAndCommissionsDepositorAccounts1.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's service charges on deposit accounts?
Ameris Bancorp (ABCB) reported service charges on deposit accounts of $13.68M in Q1 2026.
How has Ameris Bancorp's service charges on deposit accounts changed year-over-year?
Ameris Bancorp's service charges on deposit accounts increased by 4.2% year-over-year, from $13.13M to $13.68M.
What is the long-term trend for Ameris Bancorp's service charges on deposit accounts?
Over 4 years (2021 to 2025), Ameris Bancorp's service charges on deposit accounts has grown at a 4.9% compound annual growth rate (CAGR), from $45.11M to $54.65M.
What does service charges on deposit accounts mean?
Revenue generated from service charges, maintenance fees, and transaction-related costs associated with customer deposit accounts. This represents a stable, non-interest income stream derived from the bank's retail and commercial deposit base. It reflects the bank's ability to monetize its customer relationships beyond interest margins.