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Eastern Bankshares, Inc. EBC Service charges on deposit accounts

Service charges on deposit accounts at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$6.08M-1.6%
UMB Financial logo
UMB FinancialUMBF
$29.47M+7.3%
Old National Bancorp logo
Old National BancorpONB
$26.94M+27.3%
Ameris Bancorp logo
Ameris BancorpABCB
$13.68M+4.2%
KeyCorp logo
KeyCorpKEY
$77M+11.6%
Wintrust Financial logo
Wintrust FinancialWTFC
$20.97M+8.3%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%
Enterprise value$4.91B+59.5%
P/E11.9×
P/S4.2×-2.1×

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept ebc:ServiceChargesOnDepositAccounts.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s service charges on deposit accounts?
Eastern Bankshares, Inc. (EBC) reported service charges on deposit accounts of $9.93M in Q1 2026.
How has Eastern Bankshares, Inc.'s service charges on deposit accounts changed year-over-year?
Eastern Bankshares, Inc.'s service charges on deposit accounts increased by 19.4% year-over-year, from $8.32M to $9.93M.
What is the long-term trend for Eastern Bankshares, Inc.'s service charges on deposit accounts?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s service charges on deposit accounts has grown at a 9.6% compound annual growth rate (CAGR), from $24.27M to $35.04M.
What does service charges on deposit accounts mean?
This captures fees charged to customers for maintaining deposit accounts, including overdraft fees and monthly service charges. It is a stable, recurring source of noninterest income for retail and commercial banks. High levels of these fees reflect a strong deposit base and customer engagement.