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First Financial Bankshares FFIN Service Charges On Deposit Accounts

Service Charges On Deposit Accounts at other companies

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$13.68M+4.2%
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Eastern Bankshares, Inc.EBC
$9.93M+19.4%
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Wintrust FinancialWTFC
$20.97M+8.3%
UMB Financial logo
UMB FinancialUMBF
$29.47M+7.3%
HOM
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$10.01M+3.7%
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Prosperity BancsharesPB
$8.68M+17.2%

Other financials

Income statement

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Revenue$166.9M+12.0%
Net income$71.5M+16.6%
EPS (diluted)$0.50+16.3%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$22.3M-17.3%
Total equity$1.9B+15.7%
Total assets$15.4B+7.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.7B-17.9%
Enterprise value$3.98B-17.3%
P/E17.8×-6.9×
P/S7.2×-2.8×

Profitability

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Net margin40.6%0.0pp
FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.6%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Bankshares in its filing.

Tagged under the XBRL concept ffin:ServiceChargesOnDepositAccounts.

The official record: First Financial Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bankshares's service charges on deposit accounts?
First Financial Bankshares (FFIN) reported service charges on deposit accounts of $6.08M in Q1 2026.
How has First Financial Bankshares's service charges on deposit accounts changed year-over-year?
First Financial Bankshares's service charges on deposit accounts decreased by 1.6% year-over-year, from $6.18M to $6.08M.
What is the long-term trend for First Financial Bankshares's service charges on deposit accounts?
Over 4 years (2021 to 2025), First Financial Bankshares's service charges on deposit accounts has grown at a 4.1% compound annual growth rate (CAGR), from $21.16M to $24.89M.
What does service charges on deposit accounts mean?
This represents recurring fee income generated from maintaining customer deposit accounts, including maintenance fees, overdraft charges, and other account-related services. It is a key component of non-interest income that rewards the bank for its deposit-gathering capabilities. Consistent growth in these charges often correlates with a strong, loyal retail and commercial customer base.