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SB Financial Group SBFG Gain (Loss) on Sale of Mortgage Loans

Gain (Loss) on Sale of Mortgage Loans at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$265K-2.6%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$4.25M+11.3%
SMB
SmartFinancialSMBK
$736K+58.6%
HBT
HBT Financial, Inc.HBT
$331K+31.3%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$642K+15.9%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$1.89M+209%

Other financials

Income statement

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Revenue$17.4M+13.2%
Net income$4.3M+99.1%
EPS (diluted)$0.69+109%

Balance sheet

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Cash & equivalents$126.3M+20.1%
Total debt$24.7M-26.9%
Total equity$143.7M+9.2%
Total assets$1.6B+6.9%

Cash flow

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Operating cash flow-$3.0M-145%
CapEx$229.0K-75.2%
Free cash flow-$3.2M-156%

Valuation

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Market cap$158.57M+34.4%
Enterprise value$57.02M-25.9%
P/E9.8×0.0×
P/S2.4×+0.5×

Profitability

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Net margin23.8%+4.8pp
FCF margin23.4%-8.1pp

Returns & leverage

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Return on equity11.7%+2.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: SB Financial Group’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SB Financial Group's gain (loss) on sale of mortgage loans?
SB Financial Group (SBFG) reported gain (loss) on sale of mortgage loans of $978K in Q1 2026.
How has SB Financial Group's gain (loss) on sale of mortgage loans changed year-over-year?
SB Financial Group's gain (loss) on sale of mortgage loans increased by 15.2% year-over-year, from $849K to $978K.
What is the long-term trend for SB Financial Group's gain (loss) on sale of mortgage loans?
Over 4 years (2021 to 2025), SB Financial Group's gain (loss) on sale of mortgage loans has grown at a -26.6% compound annual growth rate (CAGR), from $17.26M to $5.02M.
What does gain (loss) on sale of mortgage loans mean?
The net gain or loss recognized from the sale of mortgage loans into the secondary market. This metric reflects the bank's mortgage banking activity and is sensitive to interest rate fluctuations and market demand for mortgage products.