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SB Financial Group SBFG Changes In Balances Of Revolving Lines Of Credit

Changes In Balances Of Revolving Lines Of Credit at other companies

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Other financials

Income statement

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Revenue$17.4M+13.2%
Net income$4.3M+99.1%
EPS (diluted)$0.69+109%

Balance sheet

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Cash & equivalents$126.3M+20.1%
Total debt$24.7M-26.9%
Total equity$143.7M+9.2%
Total assets$1.6B+6.9%

Cash flow

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Operating cash flow-$3.0M-145%
CapEx$229.0K-75.2%
Free cash flow-$3.2M-156%

Valuation

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Market cap$158.57M+34.4%
Enterprise value$57.02M-25.9%
P/E9.8×0.0×
P/S2.4×+0.5×

Profitability

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Net margin23.8%+4.8pp
FCF margin23.4%-8.1pp

Returns & leverage

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Return on equity11.7%+2.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept sbfg:ChangesInBalancesOfRevolvingLinesOfCredit.

The official record: SB Financial Group’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SB Financial Group's changes in balances of revolving lines of credit?
SB Financial Group (SBFG) reported changes in balances of revolving lines of credit of -$28.25K in Q4 2025.
How has SB Financial Group's changes in balances of revolving lines of credit changed year-over-year?
SB Financial Group's changes in balances of revolving lines of credit decreased by 335.4% year-over-year, from $12K to -$28.25K.
What is the long-term trend for SB Financial Group's changes in balances of revolving lines of credit?
Over 4 years (2021 to 2025), SB Financial Group's changes in balances of revolving lines of credit has grown at a -34.0% compound annual growth rate (CAGR), from $597K to -$113K.
What does changes in balances of revolving lines of credit mean?
This metric measures the net change in the outstanding balances of revolving lines of credit provided to customers. It captures the fluctuations in customer utilization of credit facilities, which can indicate changes in borrower demand or economic activity. Monitoring this helps in understanding the growth or contraction of the bank's revolving credit portfolio.