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Southside Bancshares SBSI Net Interest Income

Net Interest Income at other companies

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JPMorgan ChaseJPM
$25.51B+9.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$438.52M+5.4%
Bank of America logo
Bank of AmericaBAC
$16B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.32B+5.2%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$3.43M+3.1%
Shore Bancshares logo
Shore BancsharesSHBI
$52.92M+12.0%

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M—

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%—

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Trust preferred subordinated debentures9221,0151,8372,029
Other borrowings4,4501,1986,9872,604
Total interest expense46,58644,29691,15390,732
Net interest income57,33454,266115,023108,118
Provision for (reversal of) credit losses836221,4931,380
Net interest income after provision for credit losses57,25153,644113,530106,738
Noninterest income:
Deposit services6,3896,12512,32011,954

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Southside Bancshares's net interest income?
Southside Bancshares (SBSI) reported net interest income of $57.33M in Q2 2026.
How has Southside Bancshares's net interest income changed year-over-year?
Southside Bancshares's net interest income increased by 5.7% year-over-year, from $54.27M to $57.33M.
What is the long-term trend for Southside Bancshares's net interest income?
Over 4 years (2021 to 2025), Southside Bancshares's net interest income has grown at a 3.9% compound annual growth rate (CAGR), from $189.56M to $221.08M.
What does net interest income mean?
The difference between the interest income earned on assets and the interest expense paid on liabilities. This is the primary driver of a bank's core profitability and reflects the spread earned on its balance sheet. It indicates how effectively the bank manages its interest rate risk and net interest margin.

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