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Southside Bancshares SBSI FDIC assessments

FDIC assessments at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$350M+15.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$7.2M+0.3%
Shore Bancshares logo
Shore BancsharesSHBI
$968K-5.4%
SouthState logo
SouthStateSSB
$10.75M-6.2%
International Bancshares logo
International BancsharesIBOC
$1.84M+4.2%
Huntington Bancshares logo
Huntington BancsharesHBAN
$38M+72.7%

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Professional fees1,6621,4013,1472,921
Software and data processing3,1513,0276,2485,866
Communications281342568725
FDIC insurance9559551,8921,902
Amortization of intangibles121198253421
Loss on redemption of subordinated notes791
Other4,6256,0869,20810,175
Total noninterest expense38,67639,25779,25276,346

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Southside Bancshares's FDIC assessments?
Southside Bancshares (SBSI) reported FDIC assessments of $955K in Q2 2026.
How has Southside Bancshares's FDIC assessments changed year-over-year?
Southside Bancshares's FDIC assessments decreased by 0.0% year-over-year, from $955K to $955K.
What is the long-term trend for Southside Bancshares's FDIC assessments?
Over 4 years (2021 to 2025), Southside Bancshares's FDIC assessments has grown at a 20.1% compound annual growth rate (CAGR), from $1.81M to $3.76M.
What does FDIC assessments mean?
The cost of premiums paid to the FDIC to insure customer deposits against bank failure. This is a mandatory regulatory expense that scales with the size and risk profile of the bank's deposit base.

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