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Shore Bancshares SHBI FDIC assessments

FDIC assessments at other companies

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Other financials

Income statement

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Revenue$59.8M+12.8%
Net income$17.1M+24.1%
EPS (diluted)$0.51+24.4%

Balance sheet

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Cash & equivalents$340.8M-12.4%
Total debt$10.6M-12.9%
Total equity$602.7M+9.1%
Total assets$6.2B+0.5%

Cash flow

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Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

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Market cap$758.78M+56.3%
Enterprise value$428.57M+289%
P/E12.1×+2.3×
P/S3.3×+0.9×

Profitability

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Net margin27.1%+3.2pp
FCF margin28.9%

Returns & leverage

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Return on equity10.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Shore Bancshares’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Shore Bancshares's FDIC assessments?
Shore Bancshares (SHBI) reported FDIC assessments of $995K in Q1 2026.
How has Shore Bancshares's FDIC assessments changed year-over-year?
Shore Bancshares's FDIC assessments decreased by 8.8% year-over-year, from $1.09M to $995K.
What is the long-term trend for Shore Bancshares's FDIC assessments?
Over 4 years (2021 to 2025), Shore Bancshares's FDIC assessments has grown at a 38.7% compound annual growth rate (CAGR), from $1.02M to $3.75M.
What does FDIC assessments mean?
Represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. This expense is a standard regulatory cost of doing business for insured depository institutions. The level of this expense is generally tied to the bank's total deposit base and its risk profile as assessed by regulators.