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Shore Bancshares SHBI FDIC assessments

FDIC assessments at other companies

Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$537K+15.7%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$1.11M-12.0%
Origin Bancorp logo
Origin BancorpOBK
$1.36M+1.4%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$6.63M-23.2%
Western New England Bancorp logo
Western New England BancorpWNEB
$377K-5.5%
M&T Bank logo
M&T BankMTB

Other financials

Income statement

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Revenue$61.7M+9.2%
Net income$18.9M+21.7%
EPS (diluted)$0.56+21.7%

Balance sheet

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Cash & equivalents$257.7M+39.3%
Total debt$10.2M-11.6%
Total equity$616.1M+9.0%
Total assets$6.2B+1.9%

Cash flow

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Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

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Market cap$795.6M+56.1%
Enterprise value$548.12M+63.0%
P/E12×+2.5×
P/S3.4×+1.0×

Profitability

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Net margin27.9%+2.7pp
FCF margin28.9%

Returns & leverage

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Return on equity11.2%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Shore Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:00 PM EDT
Accession
0001035092-26-000040

FAQ

What is Shore Bancshares's FDIC assessments?
Shore Bancshares (SHBI) reported FDIC assessments of $968K in Q2 2026.
How has Shore Bancshares's FDIC assessments changed year-over-year?
Shore Bancshares's FDIC assessments decreased by 5.4% year-over-year, from $1.02M to $968K.
What is the long-term trend for Shore Bancshares's FDIC assessments?
Over 4 years (2021 to 2025), Shore Bancshares's FDIC assessments has grown at a 38.7% compound annual growth rate (CAGR), from $1.02M to $3.75M.
What does FDIC assessments mean?
Represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. This expense is a standard regulatory cost of doing business for insured depository institutions. The level of this expense is generally tied to the bank's total deposit base and its risk profile as assessed by regulators.

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