Gross loans
Charles Schwab Corporation Gross loans increased by 8.2% to $57.96B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 28.2%, from $45.22B to $57.96B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 19.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Growth indicates expansion of the lending business and potential for higher future interest income, while a decline may signal tighter lending standards or reduced demand.
Detailed definition
The total outstanding principal balance of all loans provided by the bank to its customers before accounting for any res...
Peer comparison
A primary metric for all commercial and retail banks to measure the scale of their credit operations.
bank_gross_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $28.91B | $31.58B | $34.64B | $37.24B | $39.60B | $40.43B | $40.51B | $39.96B | $40.06B | $40.33B | $40.44B | $40.78B | $42.18B | $43.31B | $45.22B | $47.12B | $50.41B | $53.57B | $57.96B |
| QoQ Change | — | +9.3% | +9.7% | +7.5% | +6.4% | +2.1% | +0.2% | -1.3% | +0.2% | +0.7% | +0.3% | +0.9% | +3.4% | +2.7% | +4.4% | +4.2% | +7.0% | +6.3% | +8.2% |
| YoY Change | — | — | — | — | +37.0% | +28.0% | +16.9% | +7.3% | +1.2% | -0.2% | -0.2% | +2.0% | +5.3% | +7.4% | +11.8% | +15.5% | +19.5% | +23.7% | +28.2% |
Gross loans at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's gross loans?
- Charles Schwab Corporation (SCHW) reported gross loans of $57.96B in Q4 2025.
- How has Charles Schwab Corporation's gross loans changed year-over-year?
- Charles Schwab Corporation's gross loans increased by 28.2% year-over-year, from $45.22B to $57.96B.
- What is the long-term trend for Charles Schwab Corporation's gross loans?
- Over 5 years (2020 to 2025), Charles Schwab Corporation's gross loans has grown at a 19.5% compound annual growth rate (CAGR), from $23.81B to $57.96B.
- What does gross loans mean?
- The total value of all loans issued by the bank before subtracting reserves for bad debt.