What does free cash flow mean?

Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

ServisFirst Bancshares SFBS Free cash flow

Discontinued — last reported Q3 '19

Free cash flow at other companies

Eastern Bankshares, Inc.EBC

-$12.53M-128%

International BancsharesIBOC

$116.05M-12.8%

First Financial BanksharesFFIN

$97.5M+30.5%

HOM

Home BancSharesHOMB

$139.26M+26.4%

Axos FinancialAX

$85.42M-45.4%

UBS

United BanksharesUBSI

$156.02M+34.4%

Other financials

Income statement

See full

Revenue$140.6M+16.8%

Net income$83.0M+20.0%

EPS (diluted)$1.27+21.6%

Balance sheet

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Cash & equivalents$100.6M-17.3%

Total debt$23.1M-10.4%

Total equity$1.9B+14.6%

Total assets$18.2B-2.5%

Cash flow

See full

Operating cash flow$70.1M+46.3%

Valuation

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Market cap$4.4B-11.7%

Enterprise value$4.32B-11.6%

P/E15.1×-5.7×

P/S7.8×-2.9×

Profitability

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Net margin49.2%+2.0pp

FCF margin37.1%—

Returns & leverage

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Return on equity16.2%+1.0pp

Debt / equity0×0.0×

Where this comes from

Calculated from ServisFirst Bancshares’s reported figures.

$41.5Mnet cash from operating−$304.0Kcapital expenditures=$41.2M

The official record: ServisFirst Bancshares’s 10-Q, filed October 28, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does free cash flow mean?: Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.