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Simmons First National SFNC Gain (Loss) on Sales of Consumer Loans

Gain (Loss) on Sales of Consumer Loans at other companies

Simmons First National logo
Simmons First NationalSFNC
$0+100%
SBC
Seacoast Banking Corporation of FloridaSBCF
$1.73M-13.3%
Nelnet logo
NelnetNNI
-$105K-112%
New York Mortgage Trust logo
New York Mortgage TrustADAM
$9.22M
Ally Financial logo
Ally FinancialALLY
-$3M-400%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
-$61M-144%

Other financials

Income statement

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Revenue$241.4M+15.2%
Net income$68.5M+112%
EPS (diluted)$0.47+80.8%

Balance sheet

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Cash & equivalents$548.5M-13.5%
Total debt$50.7M-23.0%
Total equity$3.4B-2.7%
Total assets$24.7B-7.8%

Cash flow

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Operating cash flow$40.3M+22.9%
CapEx$6.3M-38.2%
Free cash flow$34.0M+50.3%

Valuation

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Market cap$3.26B+9.1%

Profitability

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Net margin-681.2%-698pp
FCF margin313.1%+268pp

Returns & leverage

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Return on equity-12.4%-16.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfConsumerLoans.

The official record: Simmons First National’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Simmons First National's gain (loss) on sales of consumer loans?
Simmons First National (SFNC) reported gain (loss) on sales of consumer loans of $0 in Q1 2026.
How has Simmons First National's gain (loss) on sales of consumer loans changed year-over-year?
Simmons First National's gain (loss) on sales of consumer loans increased by 100.0% year-over-year, from -$22K to $0.
What does gain (loss) on sales of consumer loans mean?
This metric tracks the realized gains or losses from the sale of consumer loan portfolios to third-party investors. It indicates the bank's strategy regarding balance sheet management and its ability to generate fee-based income through loan securitization or portfolio sales. A consistent gain suggests effective pricing and demand for the bank's consumer credit products.