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Southern First Bancshares SFST Allowance for Credit Losses - Receivable (Current)

Allowance for Credit Losses - Receivable (Current) at other companies

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Banner CorporationBANR
$160.35M+1.9%

Segments

By product

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Real Estate$16.31M+7.4%
Business$13.43M+20.6%
Non Owner Occupied Re$5.88M-19.8%
Owner Occupied Re$3.46M-12.0%
Home Equitys$2.45M+58.3%
Construction$982K+68.7%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's allowance for credit losses - receivable (current)?
Southern First Bancshares (SFST) reported allowance for credit losses - receivable (current) of $43.38M in Q1 2026.
How has Southern First Bancshares's allowance for credit losses - receivable (current) changed year-over-year?
Southern First Bancshares's allowance for credit losses - receivable (current) increased by 6.6% year-over-year, from $40.69M to $43.38M.
What is the long-term trend for Southern First Bancshares's allowance for credit losses - receivable (current)?
Over 5 years (2020 to 2025), Southern First Bancshares's allowance for credit losses - receivable (current) has grown at a -0.9% compound annual growth rate (CAGR), from $44.15M to $42.28M.
What does allowance for credit losses - receivable (current) mean?
This represents the contra-asset account reflecting the estimated amount of current receivables that the bank expects will not be collected due to credit risk. It is a critical indicator of the bank's credit quality and the adequacy of its risk management practices regarding its loan and receivable portfolio. A higher balance relative to total receivables may signal deteriorating credit conditions or a more conservative provisioning approach.