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Southern First Bancshares SFST Allowance for Credit Losses - Receivable (Current)

Allowance for Credit Losses - Receivable (Current) at other companies

Banner Corporation logo
Banner CorporationBANR
$160.35M+1.9%
Southern First Bancshares logo
Southern First BancsharesSFST
$44.23M+7.1%
Peoples Bancorp of North Carolina logo
Peoples Bancorp of North CarolinaPEBK
$10.46M
Broadway Financial logo
Broadway FinancialBYFC
$9.51M-7.3%
Royalty Pharma logo
Royalty PharmaRPRX
$3.04B-12.2%
Caterpillar logo
CaterpillarCAT
$277M+5.7%

Segments

By product

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Real Estate$16.31M+7.4%
Business$13.43M+20.6%
Non Owner Occupied Re$5.88M-19.8%
Owner Occupied Re$3.46M-12.0%
Home Equitys$2.45M+58.3%
Construction$982K+68.7%

Other financials

Income statement

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Revenue$35.9M+25.3%
Net income$11.2M+70.1%
EPS (diluted)$1.20+48.1%

Balance sheet

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Cash & equivalents$361.6M+1,336%
Total debt$22.1M-6.3%
Total equity$452.3M+30.9%
Total assets$4.7B+9.1%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$599.85M+79.8%
P/E15.2×-0.1×
P/S4.5×+1.3×

Profitability

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Net margin29.9%+8.9pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.9%+3.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The source filing: Southern First Bancshares’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 8:30 AM EDT
Accession
0001206774-26-000359

FAQ

What is Southern First Bancshares's allowance for credit losses - receivable (current)?
Southern First Bancshares (SFST) reported allowance for credit losses - receivable (current) of $44.23M in Q2 2026.
How has Southern First Bancshares's allowance for credit losses - receivable (current) changed year-over-year?
Southern First Bancshares's allowance for credit losses - receivable (current) increased by 7.1% year-over-year, from $41.29M to $44.23M.
What is the long-term trend for Southern First Bancshares's allowance for credit losses - receivable (current)?
Over 5 years (2020 to 2025), Southern First Bancshares's allowance for credit losses - receivable (current) has grown at a -0.9% compound annual growth rate (CAGR), from $44.15M to $42.28M.
What does allowance for credit losses - receivable (current) mean?
This represents the contra-asset account reflecting the estimated amount of current receivables that the bank expects will not be collected due to credit risk. It is a critical indicator of the bank's credit quality and the adequacy of its risk management practices regarding its loan and receivable portfolio. A higher balance relative to total receivables may signal deteriorating credit conditions or a more conservative provisioning approach.

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