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Southern First Bancshares SFST Non Owner Occupied Re — Notes Receivable Gross

Other product segments

Real Estate
$5.79M+140%
Owner Occupied Re
$2.32M
Business
$909K-16.4%
Home Equitys
$745K+140%

Similar metrics at other companies

Capital City Bank Group logo
CCBGNon Real Estate Secured — Notes Receivable Gross
$1.07M-15.0%
Capital City Bank Group logo
CCBGReal Estate Secured — Notes Receivable Gross
$7.06M+120%
GTY
GTYNotes And Mortgages Receivable
$21.16M-31.1%
Acadia Realty Trust logo
AKRREIT Portfolio — Notes Receivable Net
$12.8M
Paccar logo
PCARFinancial Services — Notes Receivable Gross
$19.38B-1.0%
Claros Mortgage Trust logo
CMTGLoans Receivable Held For Investment Gross
$3.5B-41.4%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's non owner occupied re — notes receivable gross?
Southern First Bancshares (SFST) reported non owner occupied re — notes receivable gross of $1.71M in Q1 2026.
How has Southern First Bancshares's non owner occupied re — notes receivable gross changed year-over-year?
Southern First Bancshares's non owner occupied re — notes receivable gross decreased by 75.4% year-over-year, from $6.95M to $1.71M.
What does non owner occupied re — notes receivable gross mean?
The total gross value of notes receivable associated with non-owner-occupied commercial real estate lending before any adjustments for credit losses. This figure represents the total contractual principal amount owed to the bank by commercial borrowers. It serves as a baseline for evaluating the scale of the bank's lending activity in this specific asset class.