What does owner occupied re — notes receivable gross mean?

Reflects the total gross amount of notes receivable associated with owner-occupied commercial real estate financing before any adjustments for credit losses. This figure represents the contractual principal amount owed to the bank by commercial borrowers. It serves as a primary measure of the total credit exposure to this specific asset class.

Southern First Bancshares SFST Owner Occupied Re — Notes Receivable Gross

Other product segments

Real Estate

$5.79M+140%

Non Owner Occupied Re

$1.71M-75.4%

Business

$909K-16.4%

Home Equitys

$745K+140%

Similar metrics at other companies

CCBGNon Real Estate Secured — Notes Receivable Gross

$1.07M-15.0%

CCBGReal Estate Secured — Notes Receivable Gross

$7.06M+120%

GTY

GTYNotes And Mortgages Receivable

$21.16M-31.1%

NHIIncreases in notes receivable from sales of real estate properties

$0-100%

PCARFinancial Services — Notes Receivable Gross

$19.38B-1.0%

LENHomebuilding — Accounts and Notes Receivable, Gross

$1B-4.9%

Other financials

Income statement

See full

Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

See full

Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

See full

Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

See full

Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

See full

Net margin27.9%+9.4pp

FCF margin28.1%-9.9pp

Returns & leverage

See full

Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Southern First Bancshares's owner occupied re — notes receivable gross.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Southern First Bancshares's owner occupied re — notes receivable gross?: Southern First Bancshares (SFST) reported owner occupied re — notes receivable gross of $2.32M in Q1 2026.
What does owner occupied re — notes receivable gross mean?: Reflects the total gross amount of notes receivable associated with owner-occupied commercial real estate financing before any adjustments for credit losses. This figure represents the contractual principal amount owed to the bank by commercial borrowers. It serves as a primary measure of the total credit exposure to this specific asset class.