What does real estate — notes receivable gross mean?

Reflects the total gross amount of notes receivable held within the real estate segment before any adjustments for credit losses or valuation allowances. This represents the contractual obligation of borrowers to repay real estate-related debt. It serves as a primary measure of the scale of the bank's real estate credit exposure.

Southern First Bancshares (SFST) Real Estate — Notes Receivable Gross

Screener

Other product segments

Owner Occupied Re

$2.32M—

Non Owner Occupied Re

$1.71M-75.4%

Business

$909K-16.4%

Home Equitys

$745K+140%

Similar metrics at other companies

CCBGReal Estate Secured — Notes Receivable Gross

$15.49M+156%

CCBGNon Real Estate Secured — Notes Receivable Gross

$1.17M-3.7%

CATOCredit Card — Notes Receivable Gross

$0—

TRSTFL — Notes Receivable Gross

$1.91B+3.8%

BANFPegasus Bank — Notes Receivable Gross

$923.49M+4.1%

TRSTNew York And Other States — Notes Receivable Gross

$3.47B+4.6%

Other financials

Income statement

See full

Revenue$35.9M+25.3%

Net income$11.2M+70.1%

EPS (diluted)$1.20+48.1%

Balance sheet

See full

Cash & equivalents$361.6M+1,336%

Total debt$22.1M-6.3%

Total equity$452.3M+30.9%

Total assets$4.7B+9.1%

Cash flow

See full

Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

See full

Market cap$599.85M+81.5%

P/E15.2×0.0×

P/S4.5×+1.3×

Profitability

See full

Net margin29.9%+8.9pp

FCF margin28.1%-9.9pp

Returns & leverage

See full

Return on equity9.9%+3.3pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.

Filed: May 1, 2026, 9:01 AM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0001206774-26-000259

Schedule of nonaccrual loans by major categories / (dollars in thousands)	March 31, 2026 / Nonaccrual / loans / with no / allowance	March 31, 2026 / Nonaccrual / loans / with an / allowance	March 31, 2026 / Total / nonaccrual / loans	December 31, 2025 / Nonaccrual / loans / with no / allowance	December 31, 2025 / Nonaccrual / loans / with an / allowance	December 31, 2025 / Total / nonaccrual / loans
Non-owner occupied RE	-	1,712	1,712	5,097	1,820	6,917
Business	-	909	909	-	189	189
Total commercial	2,066	2,872	4,938	5,097	2,268	7,365
Consumer
Real estate	3,994	1,792	5,786	4,122	1,641	5,763
Home equity	495	250	745	705	-	705
Total consumer	4,489	2,042	6,531	4,827	1,641	6,468
Total nonaccrual loans	$6,555	4,914	11,469	$9,924	3,909	13,833

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Southern First Bancshares's real estate — notes receivable gross?: Southern First Bancshares (SFST) reported real estate — notes receivable gross of $5.79M in Q1 2026.
How has Southern First Bancshares's real estate — notes receivable gross changed year-over-year?: Southern First Bancshares's real estate — notes receivable gross increased by 139.7% year-over-year, from $2.41M to $5.79M.
What does real estate — notes receivable gross mean?: Reflects the total gross amount of notes receivable held within the real estate segment before any adjustments for credit losses or valuation allowances. This represents the contractual obligation of borrowers to repay real estate-related debt. It serves as a primary measure of the scale of the bank's real estate credit exposure.