Where do SLM's ratios come from?

Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

SLM SLM Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Returns
Return on equity	30.9%-1.4pp	32.3%+4.5pp	27.9%+8.9pp	19%-8.6pp	27.6%-2.5pp
Return on assets	2.6%+0.1pp	2.5%+0.4pp	2.1%+0.6pp	1.5%-0.7pp	2.2%+0.1pp
Leverage
Debt-to-equity	2.7×+0.1×	2.6×-0.3×	2.9×+0.2×	2.7×+0.1×	2.6×-0.4×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Per Share
Book value per share	$12.32+6.0%	$11.62+4.5%	$11.12-0.2%	$11.14-0.3%	$11.17+13.7%
Valuation
Market capitalization	$4.24B-22.8%	$5.49B-4.8%	$5.77B-14.4%	$6.74B+9.1%	$6.18B+5.5%
Enterprise value	$5.53B-25.6%	$7.44B-16.2%	$8.88B-0.2%	$8.9B+5.2%	$8.46B+14.0%
Price / earnings	5.7×-1.7×	7.4×-1.9×	9.3×-6.0×	15.2×+5.3×	9.9×+0.3×
Price / book	1.7×-0.5×	2.2×-0.2×	2.5×-0.4×	2.8×+0.3×	2.6×-0.1×
Earnings yield	17.6%+4.1pp	13.6%+2.8pp	10.8%+4.2pp	6.6%-3.5pp	10.1%-0.3pp
Dividend yield	2.5%+0.5pp	2%+0.1pp	1.9%+0.3pp	1.6%-0.1pp	1.7%0.0pp
PEG ratio	0.3×0.0×	0.3×—	——	——	——

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Questions, answered.

Where do SLM's ratios come from?: Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.