Where do SLM's ratios come from?

Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

SLM SLM Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Returns
Return on equity	30.9%+3.3pp	32.3%+2.2pp	27.9%-5.7pp	19%-17.0pp	27.6%-10.4pp
Return on assets	2.6%+0.4pp	2.5%+0.4pp	2.1%-0.1pp	1.5%-1.1pp	2.2%-0.4pp
Leverage
Debt-to-equity	2.7×+0.2×	2.6×-0.4×	2.9×+0.1×	2.7×+0.3×	2.6×+0.2×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Per Share
Book value per share	$12.32+10.3%	$11.62+18.3%	$11.12+11.9%	$11.14+8.5%	$11.17+18.3%
Valuation
Market capitalization	$4.24B-31.4%	$5.49B-6.2%	$5.77B+15.3%	$6.74B+47.1%	$6.18B+28.7%
Enterprise value	$5.53B-34.6%	$7.44B+0.2%	$8.88B+39.1%	$8.9B+94.2%	$8.46B+39.9%
Price / earnings	5.7×-4.3×	7.4×-2.3×	9.3×+1.7×	15.2×+9.0×	9.9×+3.5×
Price / book	1.7×-0.8×	2.2×-0.5×	2.5×+0.1×	2.8×+0.8×	2.6×+0.3×
Earnings yield	17.6%+7.6pp	13.6%+3.2pp	10.8%-2.4pp	6.6%-9.5pp	10.1%-5.5pp
Dividend yield	2.5%+0.8pp	2%+0.3pp	1.9%0.0pp	1.6%-0.6pp	1.7%-0.4pp
PEG ratio	0.3×—	0.3×-1.4×	——	——	——

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Questions, answered.

Where do SLM's ratios come from?: Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.