Where do SLM's ratios come from?

Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

SLM SLM Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Returns
Return on equity	32.3%+2.2pp	30.1%-1.9pp	32%+8.0pp	24%-25.2pp
Return on assets	2.5%+0.4pp	2.1%+0.1pp	2%+0.4pp	1.6%-2.3pp
Leverage
Debt-to-equity	2.6×-0.4×	3×+0.2×	2.8×-0.3×	3×+0.3×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Per Share
Book value per share	$11.62+18.3%	$9.82+22.2%	$8.04+21.7%	$6.60-1.7%
Valuation
Market capitalization	$5.49B-6.2%	$5.86B+37.2%	$4.27B+2.8%	$4.15B-28.0%
Enterprise value	$7.44B+0.2%	$7.42B+42.8%	$5.2B+12.6%	$4.62B-35.5%
Price / earnings	7.4×-2.3×	9.6×+2.2×	7.4×-1.5×	8.9×+3.9×
Price / book	2.2×-0.5×	2.7×+0.4×	2.3×-0.1×	2.4×-0.3×
Earnings yield	13.6%+3.2pp	10.4%-3.1pp	13.5%+2.3pp	11.2%-8.9pp
Dividend yield	2%+0.3pp	1.7%-0.7pp	2.4%-0.3pp	2.7%+1.7pp
PEG ratio	0.3×-1.4×	1.8×+1.4×	0.3×—	——

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Questions, answered.

Where do SLM's ratios come from?: Every ratio is computed from SLM's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.