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Southern Missouri Bancorp, Inc. SMBC Q1 2026 earnings

Reported October 22, 2025 · Before market open

Revenue$49.0MMiss by $939.0K
EPS$1.42Beat by $0.11
Revenue estimate$49.9M
EPS estimate$1.31

Next report

Oct 28, 2026 (in a month)
Revenue estimate$52.6M
EPS estimate$1.67

Financials

Q1 2026

Income statement

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Revenue$49.0M+11.8%
Net income$15.7M+25.6%
EPS (diluted)$1.38+25.5%

Balance sheet

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Cash & equivalents$124.1M+64.7%
Total debt$7.0M—
Total equity$560.2M+10.8%
Total assets$5.0B+6.5%

Cash flow

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Operating cash flow$16.3M+63.1%
CapEx$901.0K-37.0%
Free cash flow$15.4M+79.9%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$593.44M-6.8%
Enterprise value$476.29M—
P/E9.6×-3.3×
P/S3.2×-0.7×

Profitability

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Net margin32.9%+3.3pp
FCF margin43.7%+9.6pp

Returns & leverage

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Return on equity11.6%+1.3pp
Debt / equity0×—

FAQ

When did Southern Missouri Bancorp, Inc. report Q1 2026 earnings?
Southern Missouri Bancorp, Inc. (SMBC) reported Q1 2026 earnings on October 22, 2025 before market open.
What were Southern Missouri Bancorp, Inc.'s Q1 2026 revenue and EPS?
Southern Missouri Bancorp, Inc. reported revenue of $49.0M and eps of $1.42 for Q1 2026.
Did Southern Missouri Bancorp, Inc. beat estimates in Q1 2026?
Revenue missed the consensus estimate of $49.9M by $939.0K. EPS beat the consensus estimate of $1.31 by $0.11.
How did Southern Missouri Bancorp, Inc.'s Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.8% from $43.8M a year earlier and eps grew 29.1% from $1.10.
Where can I find Southern Missouri Bancorp, Inc.'s Q1 2026 SEC filings?
You can read the 8-K earnings release (0001104659-25-101810) and the 10-Q periodic report (0001104659-25-108374) directly on SEC EDGAR. The filing index links above go to sec.gov.