When did Southern Missouri Bancorp report Q4 2025 earnings?

Southern Missouri Bancorp (SMBC) reported Q4 2025 earnings on September 11, 2025.

What were Southern Missouri Bancorp's Q4 2025 revenue and EPS?

Southern Missouri Bancorp reported revenue of $77.9M and eps of $1.40 for Q4 2025.

How did Southern Missouri Bancorp's Q4 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 7.6% from $72.4M a year earlier and eps grew 16.7% from $1.20.

Where can I find Southern Missouri Bancorp's Q4 2025 SEC filings?

You can read the 10-K periodic report (0001558370-25-012001) directly on SEC EDGAR. The filing index links above go to sec.gov.

Southern Missouri Bancorp SMBC Q4 2025 Annual earnings

Reported September 11, 2025

Revenue$77.9M

EPS$1.40

Next report

Oct 28, 2026 (in 3 months)

Revenue estimate$52.5M

EPS estimate$1.70

Financials

Q4 2025

Income statement

See full

Revenue$47.6M+11.1%

Net income$15.8M+16.7%

EPS (diluted)$1.39+16.8%

Balance sheet

See full

Cash & equivalents$192.9M+217%

Total debt$7.0M—

Total equity$544.7M+11.4%

Total assets$5.0B+9.0%

Cash flow

See full

Operating cash flow$27.3M+79.5%

CapEx$1.5M-23.2%

Free cash flow$25.8M+94.4%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$604.1M+18.8%

Enterprise value$418.23M—

P/E10.3×+0.2×

P/S3.3×+0.2×

Profitability

See full

Net margin32.1%+1.5pp

FCF margin41.2%+4.0pp

Returns & leverage

See full

Return on equity11.3%+0.6pp

Debt / equity0×—

Versus estimates

Revenue

Q4 2026$51.8MBeat by $626.3K Q3 2026$50.2MBeat by $379.0K Q2 2026$49.6MMiss by $312.3K Q1 2026$49.0MMiss by $939.0K

Q4 2025$77.9M

Q3 2025$46.1MMiss by $373.7K

Diluted EPS

Q4 2026$1.83Beat by $0.31 Q3 2026$1.60Beat by $0.05 Q2 2026$1.62Beat by $0.06 Q1 2026$1.42Beat by $0.11

Q4 2025$1.40

Q3 2025$1.39Beat by $0.10

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Questions, answered.

When did Southern Missouri Bancorp report Q4 2025 earnings?: Southern Missouri Bancorp (SMBC) reported Q4 2025 earnings on September 11, 2025.
What were Southern Missouri Bancorp's Q4 2025 revenue and EPS?: Southern Missouri Bancorp reported revenue of $77.9M and eps of $1.40 for Q4 2025.
How did Southern Missouri Bancorp's Q4 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 7.6% from $72.4M a year earlier and eps grew 16.7% from $1.20.
Where can I find Southern Missouri Bancorp's Q4 2025 SEC filings?: You can read the 10-K periodic report (0001558370-25-012001) directly on SEC EDGAR. The filing index links above go to sec.gov.