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Southern Missouri Bancorp SMBC Q3 2026 earnings

Reported April 22, 2026 · Before market open

Revenue$50.2MBeat by $379.0K
EPS$1.60Beat by $0.05
Revenue estimate$49.9M
EPS estimate$1.55

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$52.5M
EPS estimate$1.70

Financials

Q3 2026

Income statement

See full
Revenue$50.2M+8.9%
Net income$17.8M+13.3%
EPS (diluted)$1.60+15.1%

Balance sheet

See full
Cash & equivalents$93.0M-59.0%
Total debt$6.8M-0.4%
Total equity$573.5M+8.5%
Total assets$5.1B+3.3%

Cash flow

See full
Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$710.26M+21.1%
Enterprise value$624.05M+70.2%
P/E10.5×+0.1×
P/S3.6×+0.3×

Profitability

See full
Net margin34.3%+2.6pp
FCF margin45.8%+10.5pp

Returns & leverage

See full
Return on equity12.2%+1.0pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q4 2026$51.8MBeat by $626.3K
Q3 2026$50.2MBeat by $379.0K
Q2 2026$49.6MMiss by $312.3KQ1 2026$49.0MMiss by $939.0KQ4 2025$77.9MQ3 2025$46.1MMiss by $373.7K

Diluted EPS

Q4 2026$1.83Beat by $0.31
Q3 2026$1.60Beat by $0.05
Q2 2026$1.62Beat by $0.06Q1 2026$1.42Beat by $0.11Q4 2025$1.40Q3 2025$1.39Beat by $0.10

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Questions, answered.

When did Southern Missouri Bancorp report Q3 2026 earnings?
Southern Missouri Bancorp (SMBC) reported Q3 2026 earnings on April 22, 2026 before market open.
What were Southern Missouri Bancorp's Q3 2026 revenue and EPS?
Southern Missouri Bancorp reported revenue of $50.2M and eps of $1.60 for Q3 2026.
Did Southern Missouri Bancorp beat estimates in Q3 2026?
Revenue beat the consensus estimate of $49.9M by $379.0K. EPS beat the consensus estimate of $1.55 by $0.05.
How did Southern Missouri Bancorp's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.0% from $46.1M a year earlier and eps grew 15.1% from $1.39.
Where can I find Southern Missouri Bancorp's Q3 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-046973) and the 10-Q periodic report (0001104659-26-058037) directly on SEC EDGAR. The filing index links above go to sec.gov.