What is SmartFinancial's interest expense?

SmartFinancial (SMBK) reported interest expense of $28.39M in Q1 2026.

How has SmartFinancial's interest expense changed year-over-year?

SmartFinancial's interest expense increased by 0.9% year-over-year, from $28.14M to $28.39M.

What is the long-term trend for SmartFinancial's interest expense?

Over 4 years (2021 to 2025), SmartFinancial's interest expense has grown at a 78.4% compound annual growth rate (CAGR), from $11.84M to $119.87M.

What does interest expense mean?

Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

SmartFinancial SMBK Interest Expense

Interest Expense at other companies

First HorizonFHN

$337M-12.0%

Regions FinancialRF

$454M-14.5%

Financial InstitutionsFISI

$29.57M-13.5%

Capital City Bank GroupCCBG

$8.2M-0.4%

First Commonwealth FinancialFCF

$48.24M-6.5%

Trico BancsharesTCBK

$26.6M-15.6%

Segments

By segment

See full

General Banking Unit$28.39M+0.9%

Other financials

Income statement

See full

Revenue$53.8M+14.9%

Net income$13.7M+21.6%

EPS (diluted)$0.81+20.9%

Balance sheet

See full

Cash & equivalents$346.1M-18.2%

Total debt$11.4M-7.0%

Total equity$562.0M+11.1%

Total assets$5.9B+9.2%

Cash flow

See full

Operating cash flow$16.4M+14.5%

CapEx$6.2M+568%

Free cash flow$10.2M-24.0%

Valuation

See full

Market cap$790.12M+46.9%

Enterprise value$455.43M+258%

P/E15×+0.8×

P/S3.8×+0.8×

Profitability

See full

Net margin25.4%+4.1pp

FCF margin27.1%-4.1pp

Returns & leverage

See full

Return on equity9.9%+2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's interest expense?: SmartFinancial (SMBK) reported interest expense of $28.39M in Q1 2026.
How has SmartFinancial's interest expense changed year-over-year?: SmartFinancial's interest expense increased by 0.9% year-over-year, from $28.14M to $28.39M.
What is the long-term trend for SmartFinancial's interest expense?: Over 4 years (2021 to 2025), SmartFinancial's interest expense has grown at a 78.4% compound annual growth rate (CAGR), from $11.84M to $119.87M.
What does interest expense mean?: Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.