SmartFinancial SMBK Business Segments — Interest Expense Operating

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SSBGeneral Banking Unit — Interest Expense Operating

$255.22M-3.3%

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$70.08M-8.1%

GSBCBanking — Interest Expense Operating

$22.84M-26.1%

TMPBanking — Interest Expense, Operating

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Questions, answered.

What is SmartFinancial's business segments — interest expense operating?

SmartFinancial (SMBK) reported business segments — interest expense operating of $28.39M in Q1 2026.

How has SmartFinancial's business segments — interest expense operating changed year-over-year?

SmartFinancial's business segments — interest expense operating increased by 0.9% year-over-year, from $28.14M to $28.39M.

What is the long-term trend for SmartFinancial's business segments — interest expense operating?

Over 3 years (2022 to 2025), SmartFinancial's business segments — interest expense operating has grown at a 77.8% compound annual growth rate (CAGR), from $21.33M to $119.87M.

What does business segments — interest expense operating mean?

The total interest costs incurred on deposits, borrowings, and other interest-bearing liabilities. Monitoring this metric is essential for assessing the bank's cost of funds and its sensitivity to interest rate fluctuations.