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SmartFinancial SMBK Net Occupancy And Equipment Expense

Net Occupancy And Equipment Expense at other companies

Origin Bancorp logo
Origin BancorpOBK
$6.98M-18.3%
First BanCorp logo
First BanCorpFBP
$22.06M-2.5%
SPF
South Plains Financial, Inc.SPFI
$3.95M-1.8%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$2.43M+71.8%
Zions Bancorporation logo
Zions BancorporationZION
$3M0.0%
Nicolet Bankshares logo
Nicolet BanksharesNIC
$12.38M+32.6%

Segments

By segment

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General Banking Unit$3.34M-1.6%

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept smbk:NetOccupancyAndEquipmentExpense.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's net occupancy and equipment expense?
SmartFinancial (SMBK) reported net occupancy and equipment expense of $3.34M in Q1 2026.
How has SmartFinancial's net occupancy and equipment expense changed year-over-year?
SmartFinancial's net occupancy and equipment expense decreased by 1.6% year-over-year, from $3.4M to $3.34M.
What is the long-term trend for SmartFinancial's net occupancy and equipment expense?
Over 4 years (2021 to 2025), SmartFinancial's net occupancy and equipment expense has grown at a 7.6% compound annual growth rate (CAGR), from $10.2M to $13.69M.
What does net occupancy and equipment expense mean?
Includes costs related to the maintenance, lease, and depreciation of physical branch locations and operational equipment. This metric is a primary component of the bank's fixed overhead and reflects the efficiency of its physical distribution network.