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SmartFinancial SMBK Business Segments — Net Occupancy And Equipment Expense
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Where this comes from
Reported directly by SmartFinancial in its filing.
Tagged under the XBRL concept smbk:NetOccupancyAndEquipmentExpense.
The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 5:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-093447
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Total noninterest income | 7,886 | 8,898 | 15,827 | 17,495 |
| Noninterest expense: | ||||
| Salaries and employee benefits | 21,015 | 19,602 | 41,429 | 38,836 |
| Occupancy and equipment | 3,351 | 3,432 | 6,696 | 6,829 |
| FDIC insurance | 920 | 992 | 1,670 | 1,952 |
| Other real estate and loan related expense | 806 | 757 | 1,597 | 1,415 |
| Advertising and marketing | 408 | 390 | 795 | 772 |
| Data processing and technology | 2,683 | 2,651 | 5,119 | 5,309 |
Item 1. Consolidated Financial Statements (Unaudited)
FAQ
- What is SmartFinancial's business segments — net occupancy and equipment expense?
- SmartFinancial (SMBK) reported business segments — net occupancy and equipment expense of $3.35M in Q2 2026.
- How has SmartFinancial's business segments — net occupancy and equipment expense changed year-over-year?
- SmartFinancial's business segments — net occupancy and equipment expense decreased by 2.4% year-over-year, from $3.43M to $3.35M.
- What is the long-term trend for SmartFinancial's business segments — net occupancy and equipment expense?
- Over 3 years (2022 to 2025), SmartFinancial's business segments — net occupancy and equipment expense has grown at a 4.4% compound annual growth rate (CAGR), from $12.03M to $13.69M.
- What does business segments — net occupancy and equipment expense mean?
- Covers the costs associated with maintaining physical branch locations, office space, and necessary banking technology infrastructure. This metric reflects the fixed cost burden of the bank's physical and digital footprint.
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